CFPB · Single-product concentration

Western Collection Bureau, Inc.

10 CFPB complaints · 100% in "Debt collection" · top issue Communication tactics.

10 CFPB complaints

Western Collection Bureau, Inc.: 100% of 10 CFPB complaints sit in "Debt collection". Timely 90% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2015 to 2021

CFPB relief outcome brief

CCDB company western-collection-bureau-inc

0% relief · 90% timely · 10 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Western Collection Bureau,Inc. (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Western Collection Bureau, Inc. and nearest filing-volume peers

Western Collection Bureau, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Western Collection Bureau, Inc. scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

50 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

82 / 100 percentile-benchmarked

90% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of Western Collection Bureau, Inc.'s 10 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 90.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Western Collection Bureau, Inc. complaint mix by product

Total complaints: 10

Western Collection Bureau, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 10 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 10 100.0% – 0% relief

How Western Collection Bureau, Inc.'s 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 10

Where Western Collection Bureau, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OR
30% of this company's filings
OR3TX2CT2MD1GA1FL1

Western Collection Bureau, Inc. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2021
1
0% vs 2015
0246810 201520162021 1

Top States

State Complaints
OR 3
TX 2
CT 2
MD 1
GA 1
FL 1

Top Issues

Issue Complaints
Communication tactics 4
Cont'd attempts collect debt not owed 2
Improper contact or sharing of info 2
Disclosure verification of debt 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 8 100%
2021 1 0%

Source: CFPB Consumer Complaint Database

Western Collection Bureau, Inc. filings cluster in one product

Western Collection Bureau, Inc.'s 10 logged complaints stay concentrated: only 6 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2021-08-23.

Western Collection Bureau, Inc. answers 90% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Western Collection Bureau, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Western Collection Bureau, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Western Collection Bureau, Inc. (90% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration