CFPB · Single-product concentration
West Bay Acquisitions, LLC
28 CFPB complaints · 92.9% in "Debt collection" · top issue Cont'd attempts collect debt not owed.
West Bay Acquisitions, LLC: 92.9% of 28 CFPB complaints sit in "Debt collection". Timely 96.4% · relief 0%. Allegations, not findings.
- Single-product concentration
- +80% filings 2013 to 2014
CFPB relief outcome brief
CCDB company west-bay-acquisitions-llc
0% relief · 96.4% timely · 28 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
West Bay Acquisitions, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
West Bay Acquisitions, LLC scores strongest on timely response (94/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
94 / 100 percentile-benchmarked
96.4% of complaints answered inside the CFPB 15-day window
Closed with explanation
8 / 100 percentile-benchmarked
50% of complaints closed with an explanation to the consumer
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
West Bay Acquisitions, LLC complaint mix by product
- Debt collection 26 92.9% – 0% relief
- Credit reporting 1 3.6% – 0% relief
- Bank account 1 3.6% – 0% relief
How West Bay Acquisitions, LLC's 28 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 26 |
| Credit reporting | 1 |
| Bank account or service | 1 |
Where West Bay Acquisitions, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 28.6% of this company's filings
West Bay Acquisitions, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2014
- 18
- +80% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 8 |
| FL | 3 |
| NJ | 3 |
| OH | 2 |
| NV | 1 |
| MO | 1 |
| OR | 1 |
| MD | 1 |
| AL | 1 |
| CA | 1 |
| VA | 1 |
| NE | 1 |
| MI | 1 |
| TN | 1 |
| LA | 1 |
| PA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 21 |
| Disclosure verification of debt | 4 |
| Credit reporting company's investigation | 1 |
| Making/receiving payments, sending money | 1 |
| Taking/threatening an illegal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 10 | 100% |
| 2014 | 18 | 94.4% |
Source: CFPB Consumer Complaint Database
West Bay Acquisitions, LLC filings cluster in one product
West Bay Acquisitions, LLC's 28 logged complaints stay concentrated: only 16 states show a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2014-09-11.
West Bay Acquisitions, LLC answers 96.4% of complaints inside the CFPB's tracked window and closes 50% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about West Bay Acquisitions, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for West Bay Acquisitions, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 28.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for West Bay Acquisitions, LLC (96.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration