CFPB · Narrative-heavy record

WAMM Sales, LLC d/b/a Auto Simple

7 CFPB complaints · 42.9% with narratives · top issue Managing the loan or lease.

7 CFPB complaints

WAMM Sales, LLC d/b/a Auto Simple: 42.9% of 7 filings include consumer narratives. Timely 57.1% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.

  • Narrative-heavy record
  • +100% filings 2021 to 2026

CFPB relief outcome brief

CCDB company wamm-sales-llc-d-b-a-auto-simple

0% relief · 57.1% timely · 7 filings · Vehicle loan or lease

Nearest relief peer: BMW Financial Services NA, LLC (0% relief)

WAMM Sales, LLC d/b/a Auto S…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among WAMM Sales, LLC d/b/a Auto Simple and nearest filing-volume peers

WAMM Sales, LLC d/b/a Auto Simple closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 57.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

WAMM Sales, LLC d/b/a Auto Simple complaint mix by product

Total complaints: 7

WAMM Sales, LLC d/b/a Auto Simple complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 7 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 4 complaints (57.1%), resolution 0.0% Vehicle loan 57.1% Debt collection: 2 complaints (28.6%), resolution 0.0% Debt collection 28.6% Credit reporting: 1 complaints (14.3%), resolution 0.0% Credit reporting 14.3%
  • Vehicle loan 4 57.1% 0% relief
  • Debt collection 2 28.6% 0% relief
  • Credit reporting 1 14.3% 0% relief

How WAMM Sales, LLC d/b/a Auto Simple's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 4
Debt collection 2
Credit reporting or other personal consumer reports 1

Concentrated filing states for WAMM Sales, LLC d/b/a Auto Simple

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TN
42.9% of this company's filings
TN3GA3AL1

WAMM Sales, LLC d/b/a Auto Simple rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2021
0.511.522.533.5 2021202420252026 2

Top States

State Complaints
TN 3
GA 3
AL 1

Top Issues

Issue Complaints
Managing the loan or lease 2
Attempts to collect debt not owed 1
Took or threatened to take negative or legal action 1
Repossession 1
Problem with a company's investigation into an existing problem 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2021 1 100%
2024 1 100%
2025 3 0%
2026 2 100%

Source: CFPB Consumer Complaint Database

WAMM Sales, LLC d/b/a Auto Simple's narrative-rich complaint ledger

WAMM Sales, LLC d/b/a Auto Simple's 7 logged complaints stay concentrated: only 3 states show a filing. 42.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2026-03-10.

WAMM Sales, LLC d/b/a Auto Simple answers 57.1% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about WAMM Sales, LLC d/b/a Auto Simple.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for WAMM Sales, LLC d/b/a Auto Simple: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for WAMM Sales, LLC d/b/a Auto Simple (57.1% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record