CFPB · Single-product concentration
United Debt Holdings, LLC
92 CFPB complaints · 82.6% in "Debt collection" · top issue Taking/threatening an illegal action.
United Debt Holdings, LLC: 82.6% of 92 CFPB complaints sit in "Debt collection". Timely 84.8% · relief 2.2%. Allegations, not findings.
- Single-product concentration
- +150% filings 2013 to 2020
CFPB relief outcome brief
CCDB company united-debt-holdings-llc
2.2% relief · 84.8% timely · 92 filings · Debt collection
Same-product relief peers
Nearest relief peer: Asset Recovery Solutions, LLC (2.2% relief)
United Debt Holdings, LLC closes 2.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of United Debt Holdings, LLC's 92 filings include narrative text
44.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
United Debt Holdings, LLC complaint mix by product
- Debt collection 76 82.6% – 1% relief
- Payday loan, 8 8.7% – 0% relief
- Payday loan 4 4.3% – 25% relief
- Consumer Loan 1 1.1% – 0% relief
- Bank account 1 1.1% – 0% relief
- Credit card 1 1.1% – 0% relief
- Credit reporting, 1 1.1% – 0% relief
How United Debt Holdings, LLC's 92 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 76 |
| Payday loan, title loan, or personal loan | 8 |
| Payday loan | 4 |
| Consumer Loan | 1 |
| Bank account or service | 1 |
| Credit card | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where United Debt Holdings, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 23.9% of this company's filings
United Debt Holdings, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2020
- 5
- +150% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 22 |
| CA | 12 |
| OH | 9 |
| FL | 8 |
| IN | 5 |
| IL | 5 |
| VA | 3 |
| MD | 3 |
| TN | 2 |
| MI | 2 |
| GA | 2 |
| CO | 2 |
| ID | 1 |
| RI | 1 |
| UT | 1 |
| AZ | 1 |
| NV | 1 |
| OK | 1 |
| PR | 1 |
| KY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Taking/threatening an illegal action | 18 |
| Communication tactics | 14 |
| Cont'd attempts collect debt not owed | 8 |
| Took or threatened to take negative or legal action | 8 |
| False statements or representation | 7 |
| Improper contact or sharing of info | 6 |
| Written notification about debt | 5 |
| Disclosure verification of debt | 4 |
| Struggling to pay your loan | 3 |
| Threatened to contact someone or share information improperly | 3 |
| Attempts to collect debt not owed | 3 |
| Can't contact lender | 2 |
| Loan payment wasn't credited to your account | 2 |
| Payment to acct not credited | 1 |
| Problems when you are unable to pay | 1 |
| Charged fees or interest I didn't expect | 1 |
| Account opening, closing, or management | 1 |
| Credit card protection / Debt protection | 1 |
| Problem when making payments | 1 |
| Problem with the payoff process at the end of the loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 22 | 81.8% |
| 2015 | 16 | 62.5% |
| 2016 | 16 | 100% |
| 2017 | 20 | 100% |
| 2018 | 5 | 100% |
| 2019 | 6 | 66.7% |
| 2020 | 5 | 60% |
Source: CFPB Consumer Complaint Database
United Debt Holdings, LLC filings cluster in one product
United Debt Holdings, LLC's 92 logged complaints stay concentrated: only 29 states show a filing. 44.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2020-08-18.
United Debt Holdings, LLC answers 84.8% of complaints inside the CFPB's tracked window and closes 68.5% with a written explanation. 2.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about United Debt Holdings, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for United Debt Holdings, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 92.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 84.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for United Debt Holdings, LLC (84.8% timely; 2.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration