CFPB · Single-product concentration
Midstate Collection Solutions, Inc.
111 CFPB complaints · 75.7% in "Debt collection" · top issue Attempts to collect debt not owed.
Midstate Collection Solutions, Inc.: 75.7% of 111 CFPB complaints sit in "Debt collection". Timely 84.7% · relief 16.2%. Allegations, not findings.
- Single-product concentration
- -50% filings 2014 to 2026
CFPB relief outcome brief
CCDB company midstate-collection-solutions-inc
16.2% relief · 84.7% timely · 111 filings · Debt collection
Same-product relief peers
Nearest relief peer: Pacific Credit Exchange Corporation (16.2% relief)
Midstate Collection Solutions, Inc. closes 16.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Midstate Collection Solutions, Inc.'s 111 filings include narrative text
48.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Midstate Collection Solutions, Inc. complaint mix by product
- Debt collection 84 75.7% – 19% relief
- Credit reporting, 21 18.9% – 10% relief
- Credit reporting 5 4.5% – 0% relief
- Credit card 1 0.9% – 0% relief
How Midstate Collection Solutions, Inc.'s 111 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 84 |
| Credit reporting, credit repair services, or other personal consumer reports | 21 |
| Credit reporting or other personal consumer reports | 5 |
| Credit card | 1 |
Concentrated filing states for Midstate Collection Solutions, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 86.5% of this company's filings
Midstate Collection Solutions, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- -50% vs 2014
Top States
| State | Complaints |
|---|---|
| IL | 96 |
| TX | 3 |
| FL | 3 |
| IN | 2 |
| GA | 2 |
| VA | 1 |
| MO | 1 |
| CO | 1 |
| TN | 1 |
| PA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 34 |
| Written notification about debt | 16 |
| Cont'd attempts collect debt not owed | 14 |
| False statements or representation | 12 |
| Incorrect information on your report | 12 |
| Improper use of your report | 9 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Disclosure verification of debt | 3 |
| Problem with a company's investigation into an existing problem | 2 |
| Took or threatened to take negative or legal action | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Electronic communications | 1 |
| Other features, terms, or problems | 1 |
| Improper contact or sharing of info | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 4 | 75% |
| 2015 | 8 | 62.5% |
| 2016 | 3 | 33.3% |
| 2017 | 8 | 37.5% |
| 2018 | 11 | 81.8% |
| 2019 | 5 | 100% |
| 2020 | 6 | 100% |
| 2021 | 12 | 100% |
| 2022 | 17 | 82.4% |
| 2023 | 13 | 92.3% |
| 2024 | 14 | 100% |
| 2025 | 8 | 100% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Midstate Collection Solutions, Inc. filings cluster in one product
Midstate Collection Solutions, Inc.'s 111 logged complaints stay concentrated: only 10 states show a filing. 48.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-10.
Midstate Collection Solutions, Inc. answers 84.7% of complaints inside the CFPB's tracked window and closes 82.9% with a written explanation. 16.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Midstate Collection Solutions, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Midstate Collection Solutions, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 111.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 84.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Midstate Collection Solutions, Inc. (84.7% timely; 16.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration