2026 data Public-data reference. official source

Midstate Collection Solutions, Inc.

84 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

84 consumer complaints filed with the CFPB

This profile shows Midstate Collection Solutions, Inc.'s complaint history from CFPB public records. 84 consumers have filed complaints since 2014. The company has a 85.7% timely response rate and has provided relief in 17.9% of cases.

84
Total Complaints
85.7%
Timely Response
4.8%
Disputed
17.9%
Relief Provided
7
States Active
2014
Since

Total complaints

84

Filed since 2014

Timely response

85.7%

CFPB-tracked response window

Relief rate

17.9%

Closed with monetary or non-monetary relief

Timely response rate 85.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 17.9%
Industry median

Share closed with monetary or non-monetary relief.

Midstate Collection Solutions, Inc. complaint mix by product

Total complaints: 84

Midstate Collection Solutions, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 84 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 62 complaints (73.8%), resolution 21.0% Debt collection 73.8% Credit reporting,: 17 complaints (20.2%), resolution 11.8% Credit reporting, 20.2% Credit reporting: 4 complaints (4.8%), resolution 0.0% Credit card: 1 complaints (1.2%), resolution 0.0%
  • Debt collection 62 73.8% 21% relief
  • Credit reporting, 17 20.2% 12% relief
  • Credit reporting 4 4.8% 0% relief
  • Credit card 1 1.2% 0% relief

How Midstate Collection Solutions, Inc.'s 84 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 62
Credit reporting, credit repair services, or other personal consumer reports 17
Credit reporting or other personal consumer reports 4
Credit card 1

Top States

State Complaints
IL 77
TX 1
MO 1
GA 1
PA 1
IN 1
CO 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 24
Written notification about debt 13
Cont'd attempts collect debt not owed 11
Incorrect information on your report 10
False statements or representation 8
Improper use of your report 6
Problem with a credit reporting company's investigation into an existing problem 3
Problem with a company's investigation into an existing problem 2
Disclosure verification of debt 2
Improper contact or sharing of info 1
Threatened to contact someone or share information improperly 1
Took or threatened to take negative or legal action 1
Other features, terms, or problems 1
Electronic communications 1

Yearly Trend

Year Complaints Timely
2014 4 75%
2015 6 66.7%
2016 2 0%
2017 5 40%
2018 9 88.9%
2019 2 100%
2020 4 100%
2021 10 100%
2022 13 76.9%
2023 10 100%
2024 13 100%
2025 6 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Midstate Collection Solutions, Inc.

Midstate Collection Solutions, Inc. has accumulated 84 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 29 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2025-12-10, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Midstate Collection Solutions, Inc. reports a 85.7% timely-response rate and has closed 82.1% of cases with a written explanation to the consumer. 17.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Midstate Collection Solutions, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Midstate Collection Solutions, Inc. have?

Midstate Collection Solutions, Inc. has received 84 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Midstate Collection Solutions, Inc. respond to complaints on time?

Midstate Collection Solutions, Inc. has a 85.7% timely response rate to CFPB complaints.

What is the most common complaint about Midstate Collection Solutions, Inc.?

The most common issue reported against Midstate Collection Solutions, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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