2026 data Public-data reference. official source

Unifin Inc.

800 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

800 consumer complaints filed with the CFPB

This profile shows Unifin Inc.'s complaint history from CFPB public records. 800 consumers have filed complaints since 2015. The company has a 98.9% timely response rate and has provided relief in 0% of cases.

800
Total Complaints
98.9%
Timely Response
0.4%
Disputed
0%
Relief Provided
49
States Active
2015
Since

Total complaints

800

Filed since 2015

Timely response

98.9%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 98.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Unifin Inc. complaint mix by product

Total complaints: 800

Unifin Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 800 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 744 complaints (93.2%), resolution 0.0% Debt collection 93.2% Credit reporting: 33 complaints (4.1%), resolution 0.0% Credit reporting,: 10 complaints (1.3%), resolution 0.0% Credit card: 5 complaints (0.6%), resolution 0.0% Debt or: 3 complaints (0.4%), resolution 0.0% Vehicle loan: 2 complaints (0.3%), resolution 0.0% Payday loan,: 1 complaints (0.1%), resolution 0.0%
  • Debt collection 744 93.2% 0% relief
  • Credit reporting 33 4.1% 0% relief
  • Credit reporting, 10 1.3% 0% relief
  • Credit card 5 0.6% 0% relief
  • Debt or 3 0.4% 0% relief
  • Vehicle loan 2 0.3% 0% relief
  • Payday loan, 1 0.1% 0% relief

How Unifin Inc.'s 800 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 744
Credit reporting or other personal consumer reports 33
Credit reporting, credit repair services, or other personal consumer reports 10
Credit card 5
Debt or credit management 3
Vehicle loan or lease 2
Payday loan, title loan, personal loan, or advance loan 1
Mortgage 1
Consumer Loan 1

Top States

State Complaints
CA 91
TX 76
FL 71
NY 49
GA 42
PA 31
IL 31
MD 29
VA 28
AZ 27
NJ 24
MI 23
SC 18
OH 17
NC 16
OR 14
CT 13
TN 13
NV 13
IN 12

Top Issues

Issue Complaints
Attempts to collect debt not owed 263
Electronic communications 148
Communication tactics 118
Written notification about debt 85
False statements or representation 49
Took or threatened to take negative or legal action 36
Threatened to contact someone or share information improperly 35
Incorrect information on your report 23
Improper use of your report 12
Problem with a company's investigation into an existing problem 5
Improper contact or sharing of info 4
Problem with a credit reporting company's investigation into an existing problem 3
Cont'd attempts collect debt not owed 3
Disclosure verification of debt 2
Repossession 2
Charged upfront or unexpected fees 2
Problem with the payoff process at the end of the loan 1
Confusing or misleading advertising or marketing 1
Struggling to pay your bill 1
Problem with a purchase shown on your statement 1

Yearly Trend

Year Complaints Timely
2015 12 100%
2016 4 100%
2017 6 100%
2018 12 100%
2019 10 100%
2020 23 100%
2021 59 100%
2022 47 95.7%
2023 68 97.1%
2024 141 100%
2025 331 98.8%
2026 87 98.9%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Unifin Inc.

Unifin Inc. has accumulated 800 consumer complaints in the CFPB public database, with filings active across 49 U.S. states. Of those submissions, 320 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Unifin Inc. reports a 98.9% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Unifin Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Unifin Inc. have?

Unifin Inc. has received 800 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Unifin Inc. respond to complaints on time?

Unifin Inc. has a 98.9% timely response rate to CFPB complaints.

What is the most common complaint about Unifin Inc.?

The most common issue reported against Unifin Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

Related