CFPB · Lighter filing volume
Unifin Inc.
1.1K CFPB complaints (light-volume third) · 51 states · top issue Attempts to collect debt not owed.
Unifin Inc. is in the light-volume third with 1.1K CFPB complaints (ranks #328 of 342). Timely 99% · relief 0% · top product Debt collection. Allegations, not findings.
- Lighter filing volume
- +1316.7% filings 2015 to 2026
CFPB relief outcome brief
CCDB company unifin-inc
0% relief · 99% timely · 1.1K filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Unifin Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Unifin Inc. scores strongest on closed with explanation (99/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
98 / 100 percentile-benchmarked
99% of complaints answered inside the CFPB 15-day window
Closed with explanation
99 / 100 percentile-benchmarked
99.6% of complaints closed with an explanation to the consumer
Most of Unifin Inc.'s 1.1K filings include narrative text
50.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Unifin Inc. complaint mix by product
- Debt collection 986 93.3% – 0% relief
- Credit reporting 44 4.2% – 0% relief
- Credit reporting, 14 1.3% – 0% relief
- Credit card 6 0.6% – 0% relief
- Debt or 4 0.4% – 0% relief
- Vehicle loan 2 0.2% – 0% relief
- Payday loan, 1 0.1% – 0% relief
Lighter-volume mix: how Unifin Inc.'s 1.1K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 986 |
| Credit reporting or other personal consumer reports | 44 |
| Credit reporting, credit repair services, or other personal consumer reports | 14 |
| Credit card | 6 |
| Debt or credit management | 4 |
| Vehicle loan or lease | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Consumer Loan | 1 |
| Mortgage | 1 |
Nationwide filing states for Unifin Inc.
Top states by attributed volume, lighter-filing company
- Leading state
- CA
- 11.6% of this company's filings
Unifin Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 170
- +1316.7% vs 2015
Volume vs. relief
Where Unifin Inc. sits on volume vs. relief
Among the 342 companies large enough to be indexed on PlainComplaint, Unifin Inc. files more complaint volume than 4% of them, and closes complaints with relief more often than 0% of them, placing it in the quadrant for lower volume, below-average relief. Complaint volume and relief rate are independent figures: a high-volume company can still resolve most complaints, and a low-volume one can resolve few.
Total complaints: 1,059 · Closed with relief: 0.0%
Top States
| State | Complaints |
|---|---|
| CA | 123 |
| FL | 99 |
| TX | 91 |
| NY | 62 |
| GA | 55 |
| IL | 46 |
| PA | 42 |
| MD | 36 |
| VA | 34 |
| NJ | 32 |
| AZ | 30 |
| MI | 29 |
| OH | 26 |
| NC | 26 |
| SC | 23 |
| NV | 19 |
| OR | 17 |
| CT | 17 |
| TN | 17 |
| IN | 16 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 369 |
| Electronic communications | 195 |
| Communication tactics | 149 |
| Written notification about debt | 112 |
| False statements or representation | 60 |
| Took or threatened to take negative or legal action | 49 |
| Threatened to contact someone or share information improperly | 42 |
| Incorrect information on your report | 29 |
| Improper use of your report | 20 |
| Problem with a company's investigation into an existing problem | 5 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
| Improper contact or sharing of info | 4 |
| Cont'd attempts collect debt not owed | 3 |
| Repossession | 2 |
| Charged upfront or unexpected fees | 2 |
| Disclosure verification of debt | 2 |
| Credit monitoring or identity theft protection services | 1 |
| Confusing or misleading advertising or marketing | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Other features, terms, or problems | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 12 | 100% |
| 2016 | 4 | 100% |
| 2017 | 6 | 100% |
| 2018 | 18 | 100% |
| 2019 | 14 | 100% |
| 2020 | 30 | 100% |
| 2021 | 73 | 100% |
| 2022 | 67 | 97% |
| 2023 | 85 | 97.6% |
| 2024 | 174 | 100% |
| 2025 | 406 | 98.5% |
| 2026 | 170 | 99.4% |
Source: CFPB Consumer Complaint Database
Unifin Inc. in the light-volume third
Unifin Inc.'s 1,059 logged complaints reach a nationwide footprint - 51 states have at least one filing. 50.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-25. Volume lands in the lightest third of the indexed company corpus (#326 of 342).
Unifin Inc. answers 99% of complaints inside the CFPB's tracked window and closes 99.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Unifin Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Unifin Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 1.1K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Unifin Inc. (#326 of 342; 99% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lighter filing volume