2026 data Public-data reference. official source

U DRIVE ACCEPTANCE CORPORATION

17 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

17 consumer complaints filed with the CFPB

This profile shows U DRIVE ACCEPTANCE CORPORATION's complaint history from CFPB public records. 17 consumers have filed complaints since 2018. The company has a 17.6% timely response rate and has provided relief in 0% of cases.

17
Total Complaints
17.6%
Timely Response
0%
Disputed
0%
Relief Provided
7
States Active
2018
Since

Total complaints

17

Filed since 2018

Timely response

17.6%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 17.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

U DRIVE ACCEPTANCE CORPORATION complaint mix by product

Total complaints: 17

U DRIVE ACCEPTANCE CORPORATION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 17 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 6 complaints (35.3%), resolution 0.0% Credit reporting 35.3% Vehicle loan: 6 complaints (35.3%), resolution 0.0% Vehicle loan 35.3% Debt collection: 3 complaints (17.6%), resolution 0.0% Debt collection 17.6% Credit reporting,: 2 complaints (11.8%), resolution 0.0% Credit reporting, 11.8%
  • Credit reporting 6 35.3% 0% relief
  • Vehicle loan 6 35.3% 0% relief
  • Debt collection 3 17.6% 0% relief
  • Credit reporting, 2 11.8% 0% relief

How U DRIVE ACCEPTANCE CORPORATION's 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 6
Vehicle loan or lease 6
Debt collection 3
Credit reporting, credit repair services, or other personal consumer reports 2

Top States

State Complaints
PA 8
FL 3
NM 2
IL 1
GA 1
IA 1
DE 1

Top Issues

Issue Complaints
Incorrect information on your report 6
Getting a loan or lease 2
Improper use of your report 2
Problems at the end of the loan or lease 2
Took or threatened to take negative or legal action 1
Attempts to collect debt not owed 1
False statements or representation 1
Struggling to pay your loan 1
Repossession 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2021 1 100%
2022 2 0%
2023 1 100%
2024 6 0%
2025 5 0%
2026 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About U DRIVE ACCEPTANCE CORPORATION

U DRIVE ACCEPTANCE CORPORATION has accumulated 17 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, U DRIVE ACCEPTANCE CORPORATION reports a 17.6% timely-response rate and has closed 29.4% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating U DRIVE ACCEPTANCE CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does U DRIVE ACCEPTANCE CORPORATION have?

U DRIVE ACCEPTANCE CORPORATION has received 17 consumer complaints filed with the Consumer Financial Protection Bureau.

Does U DRIVE ACCEPTANCE CORPORATION respond to complaints on time?

U DRIVE ACCEPTANCE CORPORATION has a 17.6% timely response rate to CFPB complaints.

What is the most common complaint about U DRIVE ACCEPTANCE CORPORATION?

The most common issue reported against U DRIVE ACCEPTANCE CORPORATION is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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