CFPB · Mid-pack CFPB posture
Toledo Finance Corporation
102 CFPB complaints · 8 states · top issue Took or threatened to take negative or legal action.
Toledo Finance Corporation has 102 consumer complaints in the CFPB public database. Timely response is 96.1%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +933.3% filings 2017 to 2026
CFPB relief outcome brief
CCDB company toledo-finance-corporation
0% relief · 96.1% timely · 102 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Toledo Finance Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Toledo Finance Corporation scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
93 / 100 percentile-benchmarked
96.1% of complaints answered inside the CFPB 15-day window
Closed with explanation
100 / 100 percentile-benchmarked
100% of complaints closed with an explanation to the consumer
How 102 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Toledo Finance Corporation complaint mix by product
- Debt collection 47 46.1% – 0% relief
- Credit reporting 27 26.5% – 0% relief
- Payday loan, 13 12.7% – 0% relief
- Payday loan, 10 9.8% – 0% relief
- Credit reporting, 4 3.9% – 0% relief
- Credit card 1 1.0% – 0% relief
How Toledo Finance Corporation's 102 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 47 |
| Credit reporting or other personal consumer reports | 27 |
| Payday loan, title loan, personal loan, or advance loan | 13 |
| Payday loan, title loan, or personal loan | 10 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit card | 1 |
Concentrated filing states for Toledo Finance Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 84.3% of this company's filings
Toledo Finance Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 31
- +933.3% vs 2017
Top States
| State | Complaints |
|---|---|
| TX | 86 |
| OK | 7 |
| AR | 3 |
| MS | 2 |
| FL | 1 |
| MN | 1 |
| WA | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 20 |
| Incorrect information on your report | 16 |
| Struggling to pay your loan | 13 |
| Attempts to collect debt not owed | 10 |
| Problem with a company's investigation into an existing problem | 9 |
| Communication tactics | 9 |
| Problem when making payments | 6 |
| Improper use of your report | 5 |
| Threatened to contact someone or share information improperly | 4 |
| Written notification about debt | 3 |
| Problem with the payoff process at the end of the loan | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| False statements or representation | 1 |
| Getting the loan | 1 |
| Charged fees or interest you didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 3 | 100% |
| 2018 | 13 | 100% |
| 2019 | 4 | 75% |
| 2020 | 4 | 50% |
| 2021 | 1 | 100% |
| 2022 | 6 | 83.3% |
| 2023 | 2 | 100% |
| 2024 | 10 | 100% |
| 2025 | 28 | 100% |
| 2026 | 31 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Toledo Finance Corporation
Toledo Finance Corporation's 102 logged complaints stay concentrated: only 8 states show a filing. Only 30.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2026-06-07.
Toledo Finance Corporation answers 96.1% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Toledo Finance Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Toledo Finance Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 102.
- Hope Bancorp, Inc. Δ 0 complaints · 7.8% relief 102complaints
- Mortgage Lenders Investment Trading Corp Δ 0 complaints · 3.9% relief 102complaints
- Professional Collection Service Inc (GA) Δ 0 complaints · 1% relief 102complaints
- Texas Higher Education Coordinating Board Δ 0 complaints · 0% relief 102complaints
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Toledo Finance Corporation (96.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture