Toledo Finance Corporation
102 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Toledo Finance Corporation complaint mix by product
- Debt collection 47 46.1% – 0% relief
- Credit reporting 27 26.5% – 0% relief
- Payday loan, 13 12.7% – 0% relief
- Payday loan, 10 9.8% – 0% relief
- Credit reporting, 4 3.9% – 0% relief
- Credit card 1 1.0% – 0% relief
How Toledo Finance Corporation's 102 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 47 |
| Credit reporting or other personal consumer reports | 27 |
| Payday loan, title loan, personal loan, or advance loan | 13 |
| Payday loan, title loan, or personal loan | 10 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit card | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 86 |
| OK | 7 |
| AR | 3 |
| MS | 2 |
| FL | 1 |
| MN | 1 |
| WA | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 20 |
| Incorrect information on your report | 16 |
| Struggling to pay your loan | 13 |
| Attempts to collect debt not owed | 10 |
| Problem with a company's investigation into an existing problem | 9 |
| Communication tactics | 9 |
| Problem when making payments | 6 |
| Improper use of your report | 5 |
| Threatened to contact someone or share information improperly | 4 |
| Written notification about debt | 3 |
| Problem with the payoff process at the end of the loan | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| False statements or representation | 1 |
| Getting the loan | 1 |
| Charged fees or interest you didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 3 | 100% |
| 2018 | 13 | 100% |
| 2019 | 4 | 75% |
| 2020 | 4 | 50% |
| 2021 | 1 | 100% |
| 2022 | 6 | 83.3% |
| 2023 | 2 | 100% |
| 2024 | 10 | 100% |
| 2025 | 28 | 100% |
| 2026 | 31 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Toledo Finance Corporation
Toledo Finance Corporation's 102 logged complaints stay concentrated: only 8 states show a filing on record. Only 30.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2017 through 2026-06-07.
Toledo Finance Corporation answers 96.1% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Toledo Finance Corporation.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Toledo Finance Corporation have?
102, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Toledo Finance Corporation respond to complaints on time?
96.1% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Toledo Finance Corporation?
"Took or threatened to take negative or legal action", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.