Total complaints
88
Filed since 2017
88 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
88 consumer complaints filed with the CFPB
This profile shows TOLEDO FINANCE CORPORATION's complaint history from CFPB public records. 88 consumers have filed complaints since 2017. The company has a 95.5% timely response rate and has provided relief in 0% of cases.
Total complaints
88
Filed since 2017
Timely response
95.5%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How TOLEDO FINANCE CORPORATION's 88 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 42 |
| Credit reporting or other personal consumer reports | 23 |
| Payday loan, title loan, personal loan, or advance loan | 10 |
| Payday loan, title loan, or personal loan | 9 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Credit card | 1 |
| State | Complaints |
|---|---|
| TX | 75 |
| OK | 6 |
| AR | 3 |
| MS | 2 |
| FL | 1 |
| MN | 1 |
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 16 |
| Incorrect information on your report | 14 |
| Struggling to pay your loan | 11 |
| Attempts to collect debt not owed | 10 |
| Communication tactics | 9 |
| Problem with a company's investigation into an existing problem | 7 |
| Problem when making payments | 5 |
| Improper use of your report | 4 |
| Threatened to contact someone or share information improperly | 3 |
| Written notification about debt | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Problem with the payoff process at the end of the loan | 2 |
| False statements or representation | 1 |
| Getting the loan | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 3 | 100% |
| 2018 | 11 | 100% |
| 2019 | 3 | 66.7% |
| 2020 | 4 | 50% |
| 2021 | 1 | 100% |
| 2022 | 6 | 83.3% |
| 2023 | 2 | 100% |
| 2024 | 10 | 100% |
| 2025 | 26 | 100% |
| 2026 | 22 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
TOLEDO FINANCE CORPORATION has accumulated 88 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 24 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-04-01, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, TOLEDO FINANCE CORPORATION reports a 95.5% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating TOLEDO FINANCE CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
TOLEDO FINANCE CORPORATION has received 88 consumer complaints filed with the Consumer Financial Protection Bureau.
TOLEDO FINANCE CORPORATION has a 95.5% timely response rate to CFPB complaints.
The most common issue reported against TOLEDO FINANCE CORPORATION is "Took or threatened to take negative or legal action" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.