CFPB · Narrative-heavy record
Tan Oak Financial
10 CFPB complaints · 60% with narratives · top issue Took or threatened to take negative or legal action.
Tan Oak Financial: 60% of 10 filings include consumer narratives. Timely 70% · relief 10% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- -50% filings 2018 to 2026
CFPB relief outcome brief
CCDB company tan-oak-financial
10% relief · 70% timely · 10 filings · Debt collection
Same-product relief peers
Nearest relief peer: Komyatte & Casbon, P.C. (10% relief)
Tan Oak Financial closes 10% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Tan Oak Financial's 10 filings include narrative text
60% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Tan Oak Financial complaint mix by product
- Debt collection 5 50.0% – 0% relief
- Payday loan, 3 30.0% – 33% relief
- Payday loan, 2 20.0% – 0% relief
How Tan Oak Financial's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 5 |
| Payday loan, title loan, or personal loan | 3 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
Where Tan Oak Financial complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- IN
- 30% of this company's filings
Tan Oak Financial falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2018
Top States
| State | Complaints |
|---|---|
| IN | 3 |
| IA | 2 |
| CA | 2 |
| KS | 1 |
| FL | 1 |
| OK | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 5 |
| Charged fees or interest you didn't expect | 2 |
| Getting the loan | 1 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 1 |
| Received a loan you didn't apply for | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 2 | 100% |
| 2020 | 2 | 100% |
| 2024 | 3 | 100% |
| 2025 | 2 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Tan Oak Financial's narrative-rich complaint ledger
Tan Oak Financial's 10 logged complaints stay concentrated: only 6 states show a filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-02-24.
Tan Oak Financial answers 70% of complaints inside the CFPB's tracked window and closes 60% with a written explanation. 10% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Tan Oak Financial.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Tan Oak Financial: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 10.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 70%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Tan Oak Financial (70% timely; 10% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record