CFPB · Narrative-heavy record
Square One Financial, LLC
5 CFPB complaints · 80% with narratives · top issue Improper use of your report.
Square One Financial, LLC: 80% of 5 filings include consumer narratives. Timely 40% · relief 20% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2016 to 2022
CFPB relief outcome brief
CCDB company square-one-financial-llc
20% relief · 40% timely · 5 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: VW Credit (21.9% relief)
Square One Financial, LLC closes 20% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Square One Financial, LLC has 5 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Square One Financial, LLC complaint mix by product
- Vehicle loan 3 60.0% – 33% relief
- Consumer Loan 1 20.0% – 0% relief
- Credit reporting, 1 20.0% – 0% relief
How Square One Financial, LLC's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 3 |
| Consumer Loan | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Square One Financial, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- CO
- 80% of this company's filings
Square One Financial, LLC complaints by year
Annual filing volume from the CFPB public database
- 2022
- 1
- 0% vs 2016
Top States
| State | Complaints |
|---|---|
| CO | 4 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 2 |
| Problems when you are unable to pay | 1 |
| Managing the loan or lease | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 0% |
| 2018 | 2 | 50% |
| 2019 | 1 | 100% |
| 2022 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Square One Financial, LLC's narrative-rich complaint ledger
Square One Financial, LLC's 5 logged complaints stay concentrated: only 2 states show a filing. 80% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2022-08-27.
Square One Financial, LLC answers 40% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 20% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Square One Financial, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Square One Financial, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 5.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 40%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Square One Financial, LLC (40% timely; 20% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record