CFPB · Diversified product mix
Spero Solutions, Inc.
17 CFPB complaints · diversified mix (top product 23.5%) · top issue Incorrect information on your report.
Spero Solutions, Inc.: top product "Debt collection" is only 23.5% of 17 - multi-bucket mix. Timely 11.8% · relief 11.8%. Allegations, not findings.
- Diversified product mix
- +300% filings 2015 to 2026
CFPB relief outcome brief
CCDB company spero-solutions-inc
11.8% relief · 11.8% timely · 17 filings · Debt collection
Same-product relief peers
Nearest relief peer: Vision Financial Corp. (11.9% relief)
Spero Solutions, Inc. closes 11.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Spero Solutions, Inc. scores strongest on relief provided (55/100 percentile-benchmarked) and weakest on timely response (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
55 / 100 percentile-benchmarked
11.8% of complaints closed with relief to the consumer
Timely response
0 / 100 percentile-benchmarked
11.8% of complaints answered inside the CFPB 15-day window
Closed with explanation
0 / 100 percentile-benchmarked
0% of complaints closed with an explanation to the consumer
How 17 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Spero Solutions, Inc. complaint mix by product
- Debt collection 4 25.0% – 0% relief
- Credit reporting 4 25.0% – 0% relief
- Student loan 4 25.0% – 25% relief
- Credit reporting, 1 6.3% – 0% relief
- Checking or 1 6.3% – 0% relief
- Vehicle loan 1 6.3% – 0% relief
- Other financial 1 6.3% – 100% relief
How Spero Solutions, Inc.'s 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 4 |
| Credit reporting or other personal consumer reports | 4 |
| Student loan | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Checking or savings account | 1 |
| Vehicle loan or lease | 1 |
| Other financial service | 1 |
| Money transfer, virtual currency, or money service | 1 |
Concentrated filing states for Spero Solutions, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- SC
- 58.8% of this company's filings
Spero Solutions, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 4
- +300% vs 2015
Top States
| State | Complaints |
|---|---|
| SC | 10 |
| FL | 1 |
| NY | 1 |
| IN | 1 |
| WA | 1 |
| AZ | 1 |
| PA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 5 |
| Attempts to collect debt not owed | 3 |
| Dealing with your lender or servicer | 3 |
| Improper use of your report | 1 |
| Problem caused by your funds being low | 1 |
| False statements or representation | 1 |
| Excessive fees | 1 |
| Dealing with my lender or servicer | 1 |
| Fraud or scam | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 1 | 100% |
| 2018 | 2 | 0% |
| 2020 | 1 | 0% |
| 2022 | 2 | 0% |
| 2023 | 1 | 0% |
| 2024 | 1 | 0% |
| 2025 | 4 | 0% |
| 2026 | 4 | 0% |
Source: CFPB Consumer Complaint Database
Spero Solutions, Inc. spreads across product buckets
Spero Solutions, Inc.'s 17 logged complaints stay concentrated: only 7 states show a filing. Only 35.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-04-21.
Spero Solutions, Inc. answers 11.8% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 11.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Spero Solutions, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Spero Solutions, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 17.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 11.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Spero Solutions, Inc. (11.8% timely; 11.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix