CFPB · Narrative-heavy record
Simple Cash Loans, Inc.,
10 CFPB complaints · 60% with narratives · top issue Problem with the payoff process at the end of the loan.
Simple Cash Loans, Inc.,: 60% of 10 filings include consumer narratives. Timely 80% · relief 30% · top product Payday loan, title loan, or personal loan. Allegations, not findings.
- Narrative-heavy record
- -66.7% filings 2016 to 2023
CFPB relief outcome brief
CCDB company simple-cash-loans-inc
30% relief · 80% timely · 10 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: Kilowatt Financial, LLC, a Spruce Finance Company (23.1% relief)
Simple Cash Loans, Inc., closes 30% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Simple Cash Loans, Inc., scores strongest on relief provided (100/100 percentile-benchmarked) and weakest on closed with explanation (45/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
100 / 100 percentile-benchmarked
30% of complaints closed with relief to the consumer
Timely response
65 / 100 percentile-benchmarked
80% of complaints answered inside the CFPB 15-day window
Closed with explanation
45 / 100 percentile-benchmarked
70% of complaints closed with an explanation to the consumer
Most of Simple Cash Loans, Inc.,'s 10 filings include narrative text
60% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Simple Cash Loans, Inc., complaint mix by product
- Payday loan, 6 60.0% – 33% relief
- Consumer Loan 3 30.0% – 33% relief
- Vehicle loan 1 10.0% – 0% relief
How Simple Cash Loans, Inc.,'s 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 6 |
| Consumer Loan | 3 |
| Vehicle loan or lease | 1 |
Simple Cash Loans, Inc., falling annual filings
Annual filing volume from the CFPB public database
- 2023
- 1
- -66.7% vs 2016
Top States
| State | Complaints |
|---|---|
| CA | 10 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with the payoff process at the end of the loan | 2 |
| Charged fees or interest you didn't expect | 2 |
| Problems at the end of the loan or lease | 1 |
| Managing the loan or lease | 1 |
| Lender repossessed or sold the vehicle | 1 |
| Taking out the loan or lease | 1 |
| Vehicle was repossessed or sold the vehicle | 1 |
| Received a loan you didn't apply for | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 3 | 66.7% |
| 2017 | 1 | 100% |
| 2018 | 1 | 100% |
| 2019 | 3 | 100% |
| 2020 | 1 | 0% |
| 2023 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Simple Cash Loans, Inc.,'s narrative-rich complaint ledger
Simple Cash Loans, Inc.,'s 10 logged complaints stay concentrated: only 1 state shows a filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2023-04-05.
Simple Cash Loans, Inc., answers 80% of complaints inside the CFPB's tracked window and closes 70% with a written explanation. 30% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Problem with the payoff process at the end of the loan."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Simple Cash Loans, Inc.,.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Simple Cash Loans, Inc.,: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 10.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 80%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Simple Cash Loans, Inc., (80% timely; 30% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record