CFPB · Single-product concentration

Rubin & Yates, LLC

50 CFPB complaints · 92% in "Debt collection" · top issue Communication tactics.

50 CFPB complaints

Rubin & Yates, LLC: 92% of 50 CFPB complaints sit in "Debt collection". Timely 14% · relief 24%. Allegations, not findings.

  • Single-product concentration
  • -80% filings 2013 to 2016

CFPB relief outcome brief

CCDB company rubin-yates-llc

24% relief · 14% timely · 50 filings · Debt collection

Nearest relief peer: Markoff Law LLC (24.1% relief)

Rubin & Yates, LLC (this)24%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Rubin & Yates, LLC and nearest filing-volume peers

Rubin & Yates, LLC closes 24% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Coded fields dominate Rubin & Yates, LLC's 50 filings

Only 10% include narrative text, so product/issue codes carry most of what can be read here. The two counts still add to total filings.

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Timely response rate 14.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 24.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Rubin & Yates, LLC complaint mix by product

Total complaints: 50

Rubin & Yates, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 50 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 46 complaints (92.0%), resolution 23.9% Debt collection 92.0% Payday loan: 3 complaints (6.0%), resolution 33.3% Payday loan 6.0% Consumer Loan: 1 complaints (2.0%), resolution 0.0%
  • Debt collection 46 92.0% 24% relief
  • Payday loan 3 6.0% 33% relief
  • Consumer Loan 1 2.0% 0% relief

How Rubin & Yates, LLC's 50 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 46
Payday loan 3
Consumer Loan 1

Where Rubin & Yates, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
10% of this company's filings
FL5IL4CA4TX4PA4SC3NC2WI2

Rubin & Yates, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2016
1
-80% vs 2013
0510152025 2013201420152016 1

Top States

State Complaints
FL 5
IL 4
CA 4
TX 4
PA 4
SC 3
NC 2
WI 2
MD 2
NJ 2
CT 2
NH 2
MS 1
ME 1
ID 1
KY 1
OR 1
NV 1
MI 1
AL 1

Top Issues

Issue Complaints
Communication tactics 14
Cont'd attempts collect debt not owed 13
Taking/threatening an illegal action 10
False statements or representation 7
Can't contact lender 3
Disclosure verification of debt 2
Taking out the loan or lease 1

Yearly Trend

Year Complaints Timely
2013 5 80%
2014 23 13%
2015 21 0%
2016 1 0%

Source: CFPB Consumer Complaint Database

Rubin & Yates, LLC filings cluster in one product

Rubin & Yates, LLC's 50 logged complaints stay concentrated: only 26 states show a filing. Only 10% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2016-02-25.

Rubin & Yates, LLC answers 14% of complaints inside the CFPB's tracked window and closes 20% with a written explanation. 24% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Rubin & Yates, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Rubin & Yates, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Rubin & Yates, LLC (14% timely; 24% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration