CFPB · Narrative-heavy record

Reliable Financial Services, Inc.

16 CFPB complaints · 43.8% with narratives · top issue Incorrect information on your report.

Products ↓ All companies
16 CFPB complaints

Reliable Financial Services, Inc.: 43.8% of 16 filings include consumer narratives. Timely 37.5% · relief 12.5% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • -87.5% filings 2018 to 2025

CFPB relief outcome brief

CCDB company reliable-financial-services-inc

12.5% relief · 37.5% timely · 16 filings · Credit reporting, credit repair services, or other personal consumer reports

Same-product relief peers

Nearest relief peer: Progrexion Holdings, Inc. (12.7% relief)

Reliable Financial Services,…12.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Reliable Financial Services, Inc. and nearest filing-volume peers

Reliable Financial Services, Inc. closes 12.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Reliable Financial Services, Inc.'s 16 filings include narrative text

43.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 37.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 12.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Reliable Financial Services, Inc. complaint mix by product

Total complaints: 16

Reliable Financial Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 16 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 10 complaints (62.5%), resolution 20.0% Credit reporting, 62.5% Vehicle loan: 5 complaints (31.3%), resolution 0.0% Vehicle loan 31.3% Debt collection: 1 complaints (6.3%), resolution 0.0% Debt collection 6.3%
  • Credit reporting, 10 62.5% – 20% relief
  • Vehicle loan 5 31.3% – 0% relief
  • Debt collection 1 6.3% – 0% relief

How Reliable Financial Services, Inc.'s 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 10
Vehicle loan or lease 5
Debt collection 1

Concentrated filing states for Reliable Financial Services, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PR
56.3% of this company's filings
PR9VA3GA1OR1NC1

Reliable Financial Services, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-87.5% vs 2018
0246810 20182019202020232025 1

Top States

State Complaints
PR 9
VA 3
GA 1
OR 1
NC 1

Top Issues

Issue Complaints
Incorrect information on your report 7
Problem with a credit reporting company's investigation into an existing problem 3
Struggling to pay your loan 2
Managing the loan or lease 1
Problems at the end of the loan or lease 1
Improper use of your report 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2018 8 50%
2019 4 50%
2020 2 0%
2023 1 0%
2025 1 0%

Source: CFPB Consumer Complaint Database

Reliable Financial Services, Inc.'s narrative-rich complaint ledger

Reliable Financial Services, Inc.'s 16 logged complaints stay concentrated: only 5 states show a filing. 43.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2025-11-07.

Reliable Financial Services, Inc. answers 37.5% of complaints inside the CFPB's tracked window and closes 50% with a written explanation. 12.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Reliable Financial Services, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Reliable Financial Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest companies by total CFPB complaints. This record: 16.

4 peers

Similar timely response rate

Nearest companies by CFPB 15-day timely-response %. This record: 37.5%.

4 peers

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Reliable Financial Services, Inc. (37.5% timely; 12.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record