RC Willey
88 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
RC Willey complaint mix by product
- Debt collection 30 34.1% – 0% relief
- Credit reporting, 23 26.1% – 0% relief
- Credit reporting 22 25.0% – 0% relief
- Credit card 6 6.8% – 0% relief
- Credit card 6 6.8% – 0% relief
- Payday loan, 1 1.1% – 0% relief
How RC Willey's 88 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 30 |
| Credit reporting, credit repair services, or other personal consumer reports | 23 |
| Credit reporting or other personal consumer reports | 22 |
| Credit card | 6 |
| Credit card or prepaid card | 6 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Top States
| State | Complaints |
|---|---|
| UT | 28 |
| CA | 25 |
| NV | 22 |
| FL | 3 |
| GA | 2 |
| ID | 2 |
| TX | 2 |
| CO | 1 |
| KS | 1 |
| AZ | 1 |
| MO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 35 |
| Attempts to collect debt not owed | 12 |
| Took or threatened to take negative or legal action | 9 |
| Improper use of your report | 8 |
| Written notification about debt | 4 |
| Problem when making payments | 3 |
| False statements or representation | 3 |
| Problem with a purchase shown on your statement | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Advertising and marketing, including promotional offers | 2 |
| Communication tactics | 2 |
| Fees or interest | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Getting a credit card | 1 |
| Charged fees or interest you didn't expect | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 19 | 100% |
| 2022 | 15 | 100% |
| 2023 | 6 | 83.3% |
| 2024 | 13 | 100% |
| 2025 | 23 | 69.6% |
| 2026 | 12 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About RC Willey
RC Willey's 88 logged complaints stay concentrated: only 11 states show a filing on record. Only 39.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2021 through 2026-06-23.
RC Willey answers 90.9% of complaints inside the CFPB's tracked window and closes 98.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about RC Willey.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does RC Willey have?
88, per the CFPB's public complaint count for this company (see the full breakdown above).
Does RC Willey respond to complaints on time?
90.9% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about RC Willey?
"Incorrect information on your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.