CFPB · Diversified product mix
RC Willey
88 CFPB complaints · diversified mix (top product 34.1%) · top issue Incorrect information on your report.
RC Willey: top product "Debt collection" is only 34.1% of 88 - multi-bucket mix. Timely 90.9% · relief 0%. Allegations, not findings.
- Diversified product mix
- -36.8% filings 2021 to 2026
CFPB relief outcome brief
CCDB company rc-willey
0% relief · 90.9% timely · 88 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
RC Willey closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 88 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
RC Willey complaint mix by product
- Debt collection 30 34.1% – 0% relief
- Credit reporting, 23 26.1% – 0% relief
- Credit reporting 22 25.0% – 0% relief
- Credit card 6 6.8% – 0% relief
- Credit card 6 6.8% – 0% relief
- Payday loan, 1 1.1% – 0% relief
How RC Willey's 88 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 30 |
| Credit reporting, credit repair services, or other personal consumer reports | 23 |
| Credit reporting or other personal consumer reports | 22 |
| Credit card | 6 |
| Credit card or prepaid card | 6 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Where RC Willey complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- UT
- 31.8% of this company's filings
RC Willey falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 12
- -36.8% vs 2021
Top States
| State | Complaints |
|---|---|
| UT | 28 |
| CA | 25 |
| NV | 22 |
| FL | 3 |
| GA | 2 |
| ID | 2 |
| TX | 2 |
| CO | 1 |
| KS | 1 |
| AZ | 1 |
| MO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 35 |
| Attempts to collect debt not owed | 12 |
| Took or threatened to take negative or legal action | 9 |
| Improper use of your report | 8 |
| Written notification about debt | 4 |
| Problem when making payments | 3 |
| False statements or representation | 3 |
| Problem with a purchase shown on your statement | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Advertising and marketing, including promotional offers | 2 |
| Communication tactics | 2 |
| Fees or interest | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Getting a credit card | 1 |
| Charged fees or interest you didn't expect | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 19 | 100% |
| 2022 | 15 | 100% |
| 2023 | 6 | 83.3% |
| 2024 | 13 | 100% |
| 2025 | 23 | 69.6% |
| 2026 | 12 | 100% |
Source: CFPB Consumer Complaint Database
RC Willey spreads across product buckets
RC Willey's 88 logged complaints stay concentrated: only 11 states show a filing. Only 39.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2026-06-23.
RC Willey answers 90.9% of complaints inside the CFPB's tracked window and closes 98.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about RC Willey.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for RC Willey: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 88.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 90.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for RC Willey (90.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix