2026 data Public-data reference. official source

Professional Credit Management, Inc

322 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

322 consumer complaints filed with the CFPB

This profile shows Professional Credit Management, Inc's complaint history from CFPB public records. 322 consumers have filed complaints since 2014. The company has a 99.4% timely response rate and has provided relief in 33.2% of cases.

322
Total Complaints
99.4%
Timely Response
2.2%
Disputed
33.2%
Relief Provided
22
States Active
2014
Since

Total complaints

322

Filed since 2014

Timely response

99.4%

CFPB-tracked response window

Relief rate

33.2%

Closed with monetary or non-monetary relief

Timely response rate 99.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 33.2%
Industry median

Share closed with monetary or non-monetary relief.

Professional Credit Management, Inc complaint mix by product

Total complaints: 322

Professional Credit Management, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 322 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 252 complaints (78.3%), resolution 34.9% Debt collection 78.3% Credit reporting,: 43 complaints (13.4%), resolution 37.2% Credit reporting, 13.4% Credit reporting: 23 complaints (7.1%), resolution 13.0% Credit reporting 7.1% Credit reporting: 3 complaints (0.9%), resolution 0.0% Payday loan: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 252 78.3% 35% relief
  • Credit reporting, 43 13.4% 37% relief
  • Credit reporting 23 7.1% 13% relief
  • Credit reporting 3 0.9% 0% relief
  • Payday loan 1 0.3% 0% relief

How Professional Credit Management, Inc's 322 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 252
Credit reporting, credit repair services, or other personal consumer reports 43
Credit reporting or other personal consumer reports 23
Credit reporting 3
Payday loan 1

Top States

State Complaints
AR 160
TN 63
MS 26
LA 24
TX 14
MO 9
FL 5
AL 2
MI 2
CA 2
IL 2
KS 2
SC 2
AK 1
NJ 1
WV 1
MN 1
GA 1
NY 1
OK 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 111
Written notification about debt 62
Incorrect information on your report 32
False statements or representation 21
Took or threatened to take negative or legal action 16
Disclosure verification of debt 15
Problem with a credit reporting company's investigation into an existing problem 13
Communication tactics 10
Improper use of your report 10
Cont'd attempts collect debt not owed 10
Problem with a company's investigation into an existing problem 9
Threatened to contact someone or share information improperly 3
Incorrect information on credit report 2
Credit monitoring or identity theft protection services 2
Taking/threatening an illegal action 2
Improper contact or sharing of info 2
Improper use of my credit report 1
Can't contact lender 1

Yearly Trend

Year Complaints Timely
2014 12 100%
2015 12 91.7%
2016 1 100%
2017 27 100%
2018 10 100%
2019 18 100%
2020 36 100%
2021 67 100%
2022 31 100%
2023 29 100%
2024 29 96.6%
2025 38 100%
2026 12 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Professional Credit Management, Inc

Professional Credit Management, Inc has accumulated 322 consumer complaints in the CFPB public database, with filings active across 22 U.S. states. Of those submissions, 107 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-02-27, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Professional Credit Management, Inc reports a 99.4% timely-response rate and has closed 66.8% of cases with a written explanation to the consumer. 33.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Professional Credit Management, Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Professional Credit Management, Inc have?

Professional Credit Management, Inc has received 322 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Professional Credit Management, Inc respond to complaints on time?

Professional Credit Management, Inc has a 99.4% timely response rate to CFPB complaints.

What is the most common complaint about Professional Credit Management, Inc?

The most common issue reported against Professional Credit Management, Inc is "Attempts to collect debt not owed" in the "Debt collection" product category.

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