CFPB · Narrative-heavy record

Plutos Sama, LLC

13 CFPB complaints · 46.2% with narratives · top issue Communication tactics.

13 CFPB complaints

Plutos Sama, LLC: 46.2% of 13 filings include consumer narratives. Timely 38.5% · relief 0% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • -83.3% filings 2015 to 2025

CFPB relief outcome brief

CCDB company plutos-sama-llc

0% relief · 38.5% timely · 13 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Plutos Sama, LLC (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Plutos Sama, LLC and nearest filing-volume peers

Plutos Sama, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Plutos Sama, LLC scores strongest on closed with explanation (29/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

7 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

0 / 100 percentile-benchmarked

38.5% of complaints answered inside the CFPB 15-day window

Closed with explanation

29 / 100 percentile-benchmarked

61.5% of complaints closed with an explanation to the consumer

Most of Plutos Sama, LLC's 13 filings include narrative text

46.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 38.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Plutos Sama, LLC complaint mix by product

Total complaints: 13

Plutos Sama, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 13 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 7 complaints (53.8%), resolution 0.0% Debt collection 53.8% Mortgage: 5 complaints (38.5%), resolution 0.0% Mortgage 38.5% Money transfer,: 1 complaints (7.7%), resolution 0.0% Money transfer, 7.7%
  • Debt collection 7 53.8% – 0% relief
  • Mortgage 5 38.5% – 0% relief
  • Money transfer, 1 7.7% – 0% relief

How Plutos Sama, LLC's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 7
Mortgage 5
Money transfer, virtual currency, or money service 1

Where Plutos Sama, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
15.4% of this company's filings
NY2VA2MD2WA1CT1TN1FL1MO1

Plutos Sama, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-83.3% vs 2015
02468 201520162021202220242025 1

Top States

State Complaints
NY 2
VA 2
MD 2
WA 1
CT 1
TN 1
FL 1
MO 1
GA 1

Top Issues

Issue Complaints
Communication tactics 2
Took or threatened to take negative or legal action 1
Attempts to collect debt not owed 1
Loan servicing, payments, escrow account 1
Cont'd attempts collect debt not owed 1
Loan modification,collection,foreclosure 1
Disclosure verification of debt 1
Settlement process and costs 1
Taking/threatening an illegal action 1
Applying for a mortgage or refinancing an existing mortgage 1
Trouble during payment process 1
Confusing or missing disclosures 1

Yearly Trend

Year Complaints Timely
2015 6 66.7%
2016 2 50%
2021 1 0%
2022 2 0%
2024 1 0%
2025 1 0%

Source: CFPB Consumer Complaint Database

Plutos Sama, LLC's narrative-rich complaint ledger

Plutos Sama, LLC's 13 logged complaints stay concentrated: only 9 states show a filing. 46.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2025-01-16.

Plutos Sama, LLC answers 38.5% of complaints inside the CFPB's tracked window and closes 61.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Plutos Sama, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Plutos Sama, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Plutos Sama, LLC (38.5% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record