Phillips & Cohen Associates, Ltd.
376 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Phillips & Cohen Associates, Ltd. complaint mix by product
- Debt collection 332 88.8% – 19% relief
- Credit card 13 3.5% – 0% relief
- Credit reporting, 11 2.9% – 0% relief
- Credit reporting 11 2.9% – 0% relief
- Credit card 3 0.8% – 0% relief
- Debt or 3 0.8% – 33% relief
- Payday loan, 1 0.3% – 0% relief
How Phillips & Cohen Associates, Ltd.'s 376 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 332 |
| Credit card | 13 |
| Credit reporting, credit repair services, or other personal consumer reports | 11 |
| Credit reporting or other personal consumer reports | 11 |
| Credit card or prepaid card | 3 |
| Debt or credit management | 3 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Consumer Loan | 1 |
| Checking or savings account | 1 |
Top States
| State | Complaints |
|---|---|
| NY | 41 |
| CA | 38 |
| FL | 31 |
| GA | 27 |
| TX | 20 |
| PA | 18 |
| IL | 18 |
| OH | 13 |
| NJ | 12 |
| MD | 11 |
| MI | 10 |
| MA | 10 |
| VA | 9 |
| IN | 7 |
| NV | 7 |
| TN | 7 |
| AZ | 7 |
| MO | 6 |
| AL | 5 |
| KY | 5 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 103 |
| Communication tactics | 53 |
| Written notification about debt | 43 |
| Cont'd attempts collect debt not owed | 38 |
| False statements or representation | 33 |
| Disclosure verification of debt | 22 |
| Took or threatened to take negative or legal action | 20 |
| Incorrect information on your report | 12 |
| Improper contact or sharing of info | 11 |
| Improper use of your report | 7 |
| Electronic communications | 6 |
| Problem with a company's investigation into an existing problem | 4 |
| Struggling to pay your bill | 3 |
| Taking/threatening an illegal action | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Getting a credit card | 2 |
| Credit monitoring or identity theft protection services | 1 |
| Other features, terms, or problems | 1 |
| Problem with a purchase shown on your statement | 1 |
| Unauthorized withdrawals or charges | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 17 | 100% |
| 2014 | 30 | 100% |
| 2015 | 26 | 100% |
| 2016 | 26 | 96.2% |
| 2017 | 15 | 100% |
| 2018 | 10 | 100% |
| 2019 | 14 | 100% |
| 2020 | 20 | 100% |
| 2021 | 13 | 100% |
| 2022 | 16 | 100% |
| 2023 | 38 | 100% |
| 2024 | 45 | 100% |
| 2025 | 73 | 98.6% |
| 2026 | 33 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Phillips & Cohen Associates, Ltd.
Phillips & Cohen Associates, Ltd.'s 376 logged complaints reach a nationwide footprint - 46 states have at least one filing on record. Only 37.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-26.
Phillips & Cohen Associates, Ltd. answers 99.5% of complaints inside the CFPB's tracked window and closes 81.4% with a written explanation. 17% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Phillips & Cohen Associates, Ltd..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Phillips & Cohen Associates, Ltd. have?
376, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Phillips & Cohen Associates, Ltd. respond to complaints on time?
99.5% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Phillips & Cohen Associates, Ltd.?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.