CFPB · Narrative-heavy record

Oasis Legal Finance Holding Company, LLC

49 CFPB complaints · 46.9% with narratives · top issue Improper use of your report.

49 CFPB complaints

Oasis Legal Finance Holding Company, LLC: 46.9% of 49 filings include consumer narratives. Timely 81.6% · relief 2% · top product Payday loan, title loan, personal loan, or advance loan. Allegations, not findings.

  • Narrative-heavy record
  • +200% filings 2015 to 2026

CFPB relief outcome brief

CCDB company oasis-legal-finance-holding-company-llc

2% relief · 81.6% timely · 49 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: Post Lake Lending Inc. (1.9% relief)

Oasis Legal Finance Holding …2%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Oasis Legal Finance Holding Company, LLC and nearest filing-volume peers

Oasis Legal Finance Holding Company, LLC closes 2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Oasis Legal Finance Holding Company, LLC's 49 filings include narrative text

46.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 81.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Oasis Legal Finance Holding Company, LLC complaint mix by product

Total complaints: 49

Oasis Legal Finance Holding Company, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 49 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 24 complaints (50.0%), resolution 0.0% Payday loan, 50.0% Payday loan,: 9 complaints (18.8%), resolution 11.1% Payday loan, 18.8% Credit reporting: 7 complaints (14.6%), resolution 0.0% Credit reporting 14.6% Money transfer,: 3 complaints (6.3%), resolution 0.0% Money transfer, 6.3% Consumer Loan: 2 complaints (4.2%), resolution 0.0% Credit reporting,: 2 complaints (4.2%), resolution 0.0% Debt collection: 1 complaints (2.1%), resolution 0.0%
  • Payday loan, 24 50.0% 0% relief
  • Payday loan, 9 18.8% 11% relief
  • Credit reporting 7 14.6% 0% relief
  • Money transfer, 3 6.3% 0% relief
  • Consumer Loan 2 4.2% 0% relief
  • Credit reporting, 2 4.2% 0% relief
  • Debt collection 1 2.1% 0% relief

How Oasis Legal Finance Holding Company, LLC's 49 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 24
Payday loan, title loan, or personal loan 9
Credit reporting or other personal consumer reports 7
Money transfer, virtual currency, or money service 3
Consumer Loan 2
Credit reporting, credit repair services, or other personal consumer reports 2
Debt collection 1
Checking or savings account 1

Where Oasis Legal Finance Holding Company, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
14.3% of this company's filings
CA7NY6IL5GA4MO3FL3TX3NJ3

Oasis Legal Finance Holding Company, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2015
05101520 20152016201820192020202120222023202420252026 3

Top States

State Complaints
CA 7
NY 6
IL 5
GA 4
MO 3
FL 3
TX 3
NJ 3
WI 2
LA 2
MI 1
WA 1
NC 1
MA 1
NM 1
SC 1
PA 1
AZ 1
NV 1
CT 1

Top Issues

Issue Complaints
Improper use of your report 8
Problems receiving the advance 6
Unexpected fees 5
Confusing or missing disclosures 5
Confusing or misleading advertising or marketing 5
Charged fees or interest you didn't expect 5
Issues with repayment 3
Getting the loan 2
Wrong amount charged or received 1
Problem with additional add-on products or services 1
Attempts to collect debt not owed 1
Problem with customer service 1
Managing the loan or lease 1
Taking out the loan or lease 1
Can't contact lender or servicer 1
Problem when making payments 1
Problem with a lender or other company charging your account 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2015 1 0%
2016 1 0%
2018 2 0%
2019 5 60%
2020 2 100%
2021 2 100%
2022 1 100%
2023 6 83.3%
2024 11 90.9%
2025 15 93.3%
2026 3 100%

Source: CFPB Consumer Complaint Database

Oasis Legal Finance Holding Company, LLC's 49 logged complaints stay concentrated: only 21 states show a filing. 46.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-04.

Oasis Legal Finance Holding Company, LLC answers 81.6% of complaints inside the CFPB's tracked window and closes 98% with a written explanation. 2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Oasis Legal Finance Holding Company, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Oasis Legal Finance Holding Company, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Oasis Legal Finance Holding Company, LLC (81.6% timely; 2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record