Total complaints
45
Filed since 2015
2026 data Public-data reference. official source
Oasis Legal Finance Holding Company, LLC
45 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
45 consumer complaints filed with the CFPB
This profile shows Oasis Legal Finance Holding Company, LLC's complaint history from CFPB public records. 45 consumers have filed complaints since 2015. The company has a 80% timely response rate and has provided relief in 2.2% of cases.
45
Total Complaints
80%
Timely Response
2.2%
Disputed
2.2%
Relief Provided
20
States Active
2015
Since
Timely response
80%
CFPB-tracked response window
Relief rate
2.2%
Closed with monetary or non-monetary relief
Timely response rate 80.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 2.2%
Industry median
Share closed with monetary or non-monetary relief.
Oasis Legal Finance Holding Company, LLC complaint mix by product
- Payday loan, 21 47.7% – 0% relief
- Payday loan, 9 20.5% – 11% relief
- Credit reporting 7 15.9% – 0% relief
- Money transfer, 3 6.8% – 0% relief
- Consumer Loan 2 4.5% – 0% relief
- Debt collection 1 2.3% – 0% relief
- Credit reporting, 1 2.3% – 0% relief
How Oasis Legal Finance Holding Company, LLC's 45 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 21 |
| Payday loan, title loan, or personal loan | 9 |
| Credit reporting or other personal consumer reports | 7 |
| Money transfer, virtual currency, or money service | 3 |
| Consumer Loan | 2 |
| Debt collection | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Checking or savings account | 1 |
Top States
| State | Complaints |
|---|---|
| NY | 6 |
| CA | 5 |
| IL | 4 |
| GA | 4 |
| FL | 3 |
| MO | 3 |
| NJ | 3 |
| TX | 3 |
| LA | 2 |
| WI | 2 |
| NV | 1 |
| PA | 1 |
| SC | 1 |
| MI | 1 |
| AZ | 1 |
| WA | 1 |
| OH | 1 |
| NC | 1 |
| MA | 1 |
| NM | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 7 |
| Confusing or misleading advertising or marketing | 5 |
| Charged fees or interest you didn't expect | 5 |
| Unexpected fees | 5 |
| Problems receiving the advance | 5 |
| Confusing or missing disclosures | 4 |
| Issues with repayment | 2 |
| Getting the loan | 2 |
| Managing the loan or lease | 1 |
| Taking out the loan or lease | 1 |
| Attempts to collect debt not owed | 1 |
| Problem when making payments | 1 |
| Wrong amount charged or received | 1 |
| Problem with additional add-on products or services | 1 |
| Can't contact lender or servicer | 1 |
| Problem with customer service | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Problem with a lender or other company charging your account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 0% |
| 2016 | 1 | 0% |
| 2018 | 2 | 0% |
| 2019 | 5 | 60% |
| 2020 | 2 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 6 | 83.3% |
| 2024 | 11 | 90.9% |
| 2025 | 15 | 93.3% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Oasis Legal Finance Holding Company, LLC
Oasis Legal Finance Holding Company, LLC has accumulated 45 consumer complaints in the CFPB public database, with filings active across 20 U.S. states. Of those submissions, 20 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2025-12-02, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Oasis Legal Finance Holding Company, LLC reports a 80% timely-response rate and has closed 97.8% of cases with a written explanation to the consumer. 2.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, personal loan, or advance loan", and the single most common underlying issue is "Improper use of your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Oasis Legal Finance Holding Company, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Oasis Legal Finance Holding Company, LLC have?
Oasis Legal Finance Holding Company, LLC has received 45 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Oasis Legal Finance Holding Company, LLC respond to complaints on time?
Oasis Legal Finance Holding Company, LLC has a 80% timely response rate to CFPB complaints.
What is the most common complaint about Oasis Legal Finance Holding Company, LLC?
The most common issue reported against Oasis Legal Finance Holding Company, LLC is "Improper use of your report" in the "Payday loan, title loan, personal loan, or advance loan" product category.
Read our methodology — how this data is sourced, computed, and verified.
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