CFPB · Single-product concentration
North Idaho Credit Corporation
10 CFPB complaints · 80% in "Debt collection" · top issue Incorrect information on your report.
North Idaho Credit Corporation: 80% of 10 CFPB complaints sit in "Debt collection". Timely 90% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2016 to 2026
CFPB relief outcome brief
CCDB company north-idaho-credit-corporation
0% relief · 90% timely · 10 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
North Idaho Credit Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
North Idaho Credit Corporation scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
82 / 100 percentile-benchmarked
90% of complaints answered inside the CFPB 15-day window
Closed with explanation
100 / 100 percentile-benchmarked
100% of complaints closed with an explanation to the consumer
Most of North Idaho Credit Corporation's 10 filings include narrative text
40% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
North Idaho Credit Corporation complaint mix by product
- Debt collection 8 80.0% – 0% relief
- Credit reporting 2 20.0% – 0% relief
How North Idaho Credit Corporation's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 8 |
| Credit reporting or other personal consumer reports | 2 |
Concentrated filing states for North Idaho Credit Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- ID
- 50% of this company's filings
North Idaho Credit Corporation complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2016
Top States
| State | Complaints |
|---|---|
| ID | 5 |
| WA | 3 |
| CA | 1 |
| OR | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 2 |
| Took or threatened to take negative or legal action | 2 |
| Attempts to collect debt not owed | 2 |
| Communication tactics | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Taking/threatening an illegal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2017 | 1 | 100% |
| 2019 | 2 | 100% |
| 2020 | 1 | 100% |
| 2021 | 1 | 100% |
| 2024 | 2 | 50% |
| 2025 | 1 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
North Idaho Credit Corporation filings cluster in one product
North Idaho Credit Corporation's 10 logged complaints stay concentrated: only 4 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-01-29.
North Idaho Credit Corporation answers 90% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about North Idaho Credit Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for North Idaho Credit Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 10.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 90%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for North Idaho Credit Corporation (90% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration