CFPB · Single-product concentration
Niagara Capital Recovery LLC
16 CFPB complaints · 100% in "Debt collection" · top issue Communication tactics.
Niagara Capital Recovery LLC: 100% of 16 CFPB complaints sit in "Debt collection". Timely 37.5% · relief 0%. Allegations, not findings.
- Single-product concentration
- -88.9% filings 2015 to 2019
CFPB relief outcome brief
CCDB company niagara-capital-recovery-llc
0% relief · 37.5% timely · 16 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Niagara Capital Recovery LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Niagara Capital Recovery LLC scores strongest on closed with explanation (31/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
0 / 100 percentile-benchmarked
37.5% of complaints answered inside the CFPB 15-day window
Closed with explanation
31 / 100 percentile-benchmarked
62.5% of complaints closed with an explanation to the consumer
Most of Niagara Capital Recovery LLC's 16 filings include narrative text
62.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Niagara Capital Recovery LLC complaint mix by product
- Debt collection 16 100.0% – 0% relief
How Niagara Capital Recovery LLC's 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 16 |
Where Niagara Capital Recovery LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 18.8% of this company's filings
Niagara Capital Recovery LLC falling annual filings
Annual filing volume from the CFPB public database
- 2019
- 1
- -88.9% vs 2015
Top States
| State | Complaints |
|---|---|
| FL | 3 |
| TX | 2 |
| CA | 2 |
| MA | 1 |
| NY | 1 |
| DE | 1 |
| KY | 1 |
| VA | 1 |
| PA | 1 |
| OK | 1 |
| NJ | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 4 |
| Improper contact or sharing of info | 3 |
| Taking/threatening an illegal action | 3 |
| False statements or representation | 3 |
| Took or threatened to take negative or legal action | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Attempts to collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 9 | 55.6% |
| 2016 | 3 | 33.3% |
| 2018 | 3 | 0% |
| 2019 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Niagara Capital Recovery LLC filings cluster in one product
Niagara Capital Recovery LLC's 16 logged complaints stay concentrated: only 12 states show a filing. 62.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2019-02-15.
Niagara Capital Recovery LLC answers 37.5% of complaints inside the CFPB's tracked window and closes 62.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Niagara Capital Recovery LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Niagara Capital Recovery LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 16.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 37.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Niagara Capital Recovery LLC (37.5% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration