CFPB · Diversified product mix

Nationwide Acceptance LLC

147 CFPB complaints · diversified mix (top product 29.3%) · top issue Improper use of your report.

Products ↓ All companies
147 CFPB complaints

Nationwide Acceptance LLC: top product "Credit reporting, credit repair services, or other personal consumer reports" is only 29.3% of 147 - multi-bucket mix. Timely 99.3% · relief 6.1%. Allegations, not findings.

  • Diversified product mix
  • +600% filings 2013 to 2026

CFPB relief outcome brief

CCDB company nationwide-acceptance-llc

6.1% relief · 99.3% timely · 147 filings · Credit reporting, credit repair services, or other personal consumer reports

Same-product relief peers

Nearest relief peer: Prestige Financial Services Inc (6.1% relief)

Nationwide Acceptance LLC(this)6.1%Ballybunion Enterprises, Inc2%Castle Credit Co Holdings,LLC, Chicago, IL Branch0.7%JTM Capital Management, LLC0.7%Law Offices of Hayt, Hayt &Landau, LLC0%
Closed-with-relief % among Nationwide Acceptance LLC and nearest filing-volume peers

Nationwide Acceptance LLC closes 6.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Nationwide Acceptance LLC scores strongest on timely response (99/100 percentile-benchmarked) and weakest on relief provided (29/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

65 /100 grade C

Relief provided

29 / 100 percentile-benchmarked

6.1% of complaints closed with relief to the consumer

Timely response

99 / 100 percentile-benchmarked

99.3% of complaints answered inside the CFPB 15-day window

Closed with explanation

89 / 100 percentile-benchmarked

93.9% of complaints closed with an explanation to the consumer

Most of Nationwide Acceptance LLC's 147 filings include narrative text

49.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 99.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Nationwide Acceptance LLC complaint mix by product

Total complaints: 147

Nationwide Acceptance LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 147 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 43 complaints (29.3%), resolution 14.0% Credit reporting, 29.3% Debt collection: 42 complaints (28.6%), resolution 2.4% Debt collection 28.6% Vehicle loan: 26 complaints (17.7%), resolution 0.0% Vehicle loan 17.7% Credit reporting: 17 complaints (11.6%), resolution 0.0% Credit reporting 11.6% Consumer Loan: 15 complaints (10.2%), resolution 6.7% Consumer Loan 10.2% Credit card: 2 complaints (1.4%), resolution 50.0% Payday loan,: 2 complaints (1.4%), resolution 0.0%
  • Credit reporting, 43 29.3% – 14% relief
  • Debt collection 42 28.6% – 2% relief
  • Vehicle loan 26 17.7% – 0% relief
  • Credit reporting 17 11.6% – 0% relief
  • Consumer Loan 15 10.2% – 7% relief
  • Credit card 2 1.4% – 50% relief
  • Payday loan, 2 1.4% – 0% relief

How Nationwide Acceptance LLC's 147 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 43
Debt collection 42
Vehicle loan or lease 26
Credit reporting or other personal consumer reports 17
Consumer Loan 15
Credit card 2
Payday loan, title loan, or personal loan 2

Where Nationwide Acceptance LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
24.5% of this company's filings
IL36FL16CA15MO13GA9IN8MN7AZ6

Nationwide Acceptance LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
7
+600% vs 2013
0510152025 20132015201720192021202320252026 7

Top States

State Complaints
IL 36
FL 16
CA 15
MO 13
GA 9
IN 8
MN 7
AZ 6
AL 4
MI 4
OH 4
NV 4
VA 3
ID 2
TX 2
WA 2
LA 2
SD 1
TN 1
NC 1

Top Issues

Issue Complaints
Improper use of your report 28
Incorrect information on your report 21
Managing the loan or lease 18
Communication tactics 14
Attempts to collect debt not owed 9
Written notification about debt 9
Struggling to pay your loan 7
Problems when you are unable to pay 7
Problem with a credit reporting company's investigation into an existing problem 6
Getting a loan or lease 5
Problem with a company's investigation into an existing problem 4
Took or threatened to take negative or legal action 4
False statements or representation 3
Taking out the loan or lease 2
Cont'd attempts collect debt not owed 2
Unable to get your credit report or credit score 1
Disclosure verification of debt 1
Credit determination 1
Transaction issue 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2013 1 0%
2014 3 100%
2015 6 100%
2016 12 100%
2017 18 100%
2018 11 100%
2019 9 100%
2020 14 100%
2021 12 100%
2022 9 100%
2023 15 100%
2024 8 100%
2025 22 100%
2026 7 100%

Source: CFPB Consumer Complaint Database

Nationwide Acceptance LLC spreads across product buckets

Nationwide Acceptance LLC's 147 logged complaints stay concentrated: only 27 states show a filing. 49.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-05-08.

Nationwide Acceptance LLC answers 99.3% of complaints inside the CFPB's tracked window and closes 93.9% with a written explanation. 6.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Nationwide Acceptance LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Nationwide Acceptance LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest companies by total CFPB complaints. This record: 147.

4 peers

Similar timely response rate

Nearest companies by CFPB 15-day timely-response %. This record: 99.3%.

4 peers

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Nationwide Acceptance LLC (99.3% timely; 6.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix