2026 data Public-data reference. official source

NATIONWIDE ACCEPTANCE LLC

124 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

124 consumer complaints filed with the CFPB

This profile shows NATIONWIDE ACCEPTANCE LLC's complaint history from CFPB public records. 124 consumers have filed complaints since 2013. The company has a 99.2% timely response rate and has provided relief in 6.5% of cases.

124
Total Complaints
99.2%
Timely Response
4%
Disputed
6.5%
Relief Provided
25
States Active
2013
Since

Total complaints

124

Filed since 2013

Timely response

99.2%

CFPB-tracked response window

Relief rate

6.5%

Closed with monetary or non-monetary relief

Timely response rate 99.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.5%
Industry median

Share closed with monetary or non-monetary relief.

NATIONWIDE ACCEPTANCE LLC complaint mix by product

Total complaints: 124

NATIONWIDE ACCEPTANCE LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 124 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 38 complaints (30.6%), resolution 2.6% Debt collection 30.6% Credit reporting,: 38 complaints (30.6%), resolution 13.2% Credit reporting, 30.6% Vehicle loan: 23 complaints (18.5%), resolution 0.0% Vehicle loan 18.5% Consumer Loan: 12 complaints (9.7%), resolution 8.3% Consumer Loan 9.7% Credit reporting: 9 complaints (7.3%), resolution 0.0% Credit reporting 7.3% Payday loan,: 2 complaints (1.6%), resolution 0.0% Credit card: 2 complaints (1.6%), resolution 50.0%
  • Debt collection 38 30.6% 3% relief
  • Credit reporting, 38 30.6% 13% relief
  • Vehicle loan 23 18.5% 0% relief
  • Consumer Loan 12 9.7% 8% relief
  • Credit reporting 9 7.3% 0% relief
  • Payday loan, 2 1.6% 0% relief
  • Credit card 2 1.6% 50% relief

How NATIONWIDE ACCEPTANCE LLC's 124 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 38
Credit reporting, credit repair services, or other personal consumer reports 38
Vehicle loan or lease 23
Consumer Loan 12
Credit reporting or other personal consumer reports 9
Payday loan, title loan, or personal loan 2
Credit card 2

Top States

State Complaints
IL 33
MO 13
CA 12
FL 12
IN 7
GA 6
MN 5
AL 4
OH 4
NV 4
AZ 4
VA 3
MI 3
ID 2
LA 2
IA 1
UT 1
WI 1
TX 1
DC 1

Top Issues

Issue Complaints
Improper use of your report 24
Incorrect information on your report 16
Managing the loan or lease 14
Communication tactics 13
Attempts to collect debt not owed 9
Written notification about debt 9
Struggling to pay your loan 7
Problems when you are unable to pay 5
Getting a loan or lease 5
Problem with a credit reporting company's investigation into an existing problem 4
False statements or representation 3
Problem with a company's investigation into an existing problem 3
Taking out the loan or lease 2
Cont'd attempts collect debt not owed 2
Took or threatened to take negative or legal action 1
Disclosure verification of debt 1
Problems at the end of the loan or lease 1
Charged fees or interest you didn't expect 1
Transaction issue 1
Credit determination 1

Yearly Trend

Year Complaints Timely
2013 1 0%
2014 3 100%
2015 6 100%
2016 10 100%
2017 16 100%
2018 11 100%
2019 6 100%
2020 12 100%
2021 12 100%
2022 6 100%
2023 13 100%
2024 7 100%
2025 18 100%
2026 3 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About NATIONWIDE ACCEPTANCE LLC

NATIONWIDE ACCEPTANCE LLC has accumulated 124 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 54 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-02-10, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, NATIONWIDE ACCEPTANCE LLC reports a 99.2% timely-response rate and has closed 93.5% of cases with a written explanation to the consumer. 6.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Improper use of your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating NATIONWIDE ACCEPTANCE LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does NATIONWIDE ACCEPTANCE LLC have?

NATIONWIDE ACCEPTANCE LLC has received 124 consumer complaints filed with the Consumer Financial Protection Bureau.

Does NATIONWIDE ACCEPTANCE LLC respond to complaints on time?

NATIONWIDE ACCEPTANCE LLC has a 99.2% timely response rate to CFPB complaints.

What is the most common complaint about NATIONWIDE ACCEPTANCE LLC?

The most common issue reported against NATIONWIDE ACCEPTANCE LLC is "Improper use of your report" in the "Debt collection" product category.

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