Nationwide Acceptance LLC
147 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Nationwide Acceptance LLC complaint mix by product
- Credit reporting, 43 29.3% – 14% relief
- Debt collection 42 28.6% – 2% relief
- Vehicle loan 26 17.7% – 0% relief
- Credit reporting 17 11.6% – 0% relief
- Consumer Loan 15 10.2% – 7% relief
- Credit card 2 1.4% – 50% relief
- Payday loan, 2 1.4% – 0% relief
How Nationwide Acceptance LLC's 147 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 43 |
| Debt collection | 42 |
| Vehicle loan or lease | 26 |
| Credit reporting or other personal consumer reports | 17 |
| Consumer Loan | 15 |
| Credit card | 2 |
| Payday loan, title loan, or personal loan | 2 |
Top States
| State | Complaints |
|---|---|
| IL | 36 |
| FL | 16 |
| CA | 15 |
| MO | 13 |
| GA | 9 |
| IN | 8 |
| MN | 7 |
| AZ | 6 |
| AL | 4 |
| MI | 4 |
| OH | 4 |
| NV | 4 |
| VA | 3 |
| ID | 2 |
| TX | 2 |
| WA | 2 |
| LA | 2 |
| SD | 1 |
| TN | 1 |
| NC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 28 |
| Incorrect information on your report | 21 |
| Managing the loan or lease | 18 |
| Communication tactics | 14 |
| Attempts to collect debt not owed | 9 |
| Written notification about debt | 9 |
| Struggling to pay your loan | 7 |
| Problems when you are unable to pay | 7 |
| Problem with a credit reporting company's investigation into an existing problem | 6 |
| Getting a loan or lease | 5 |
| Problem with a company's investigation into an existing problem | 4 |
| Took or threatened to take negative or legal action | 4 |
| False statements or representation | 3 |
| Taking out the loan or lease | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Unable to get your credit report or credit score | 1 |
| Disclosure verification of debt | 1 |
| Credit determination | 1 |
| Transaction issue | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 0% |
| 2014 | 3 | 100% |
| 2015 | 6 | 100% |
| 2016 | 12 | 100% |
| 2017 | 18 | 100% |
| 2018 | 11 | 100% |
| 2019 | 9 | 100% |
| 2020 | 14 | 100% |
| 2021 | 12 | 100% |
| 2022 | 9 | 100% |
| 2023 | 15 | 100% |
| 2024 | 8 | 100% |
| 2025 | 22 | 100% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Nationwide Acceptance LLC
Nationwide Acceptance LLC's 147 logged complaints stay concentrated: only 27 states show a filing on record. 49.7% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-05-08.
Nationwide Acceptance LLC answers 99.3% of complaints inside the CFPB's tracked window and closes 93.9% with a written explanation. 6.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Nationwide Acceptance LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Nationwide Acceptance LLC have?
147, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Nationwide Acceptance LLC respond to complaints on time?
99.3% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Nationwide Acceptance LLC?
"Improper use of your report", filed under the "Credit reporting, credit repair services, or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.