CFPB · Single-product concentration

National Credit Care, LLC

5 CFPB complaints · 80% in "Credit reporting, credit repair services, or other personal consumer reports" · top issue Fraud or scam.

5 CFPB complaints

National Credit Care, LLC: 80% of 5 CFPB complaints sit in "Credit reporting, credit repair services, or other personal consumer reports". Timely 80% · relief 20%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2021 to 2025

CFPB relief outcome brief

CCDB company national-credit-care-llc

20% relief · 80% timely · 5 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: First Investors Servicing Corporation, Atlanta, GA Branch (24.7% relief)

National Credit Care, LLC(this)20%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among National Credit Care, LLC and nearest filing-volume peers

National Credit Care, LLC closes 20% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

National Credit Care, LLC has 5 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 80.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 20.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

National Credit Care, LLC complaint mix by product

Total complaints: 5

National Credit Care, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 4 complaints (80.0%), resolution 0.0% Credit reporting, 80.0% Debt or: 1 complaints (20.0%), resolution 100.0% Debt or 20.0%
  • Credit reporting, 4 80.0% – 0% relief
  • Debt or 1 20.0% – 100% relief

How National Credit Care, LLC's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 4
Debt or credit management 1

Where National Credit Care, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
20% of this company's filings
NY1TN1TX1FL1OR1

National Credit Care, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-50% vs 2021
0.511.522.5 2021202220232025 1

Top States

State Complaints
NY 1
TN 1
TX 1
FL 1
OR 1

Top Issues

Issue Complaints
Fraud or scam 2
Didn't provide services promised 1
Confusing or misleading advertising or marketing 1
Confusing or missing disclosures 1

Yearly Trend

Year Complaints Timely
2021 2 100%
2022 1 100%
2023 1 100%
2025 1 0%

Source: CFPB Consumer Complaint Database

National Credit Care, LLC filings cluster in one product

National Credit Care, LLC's 5 logged complaints stay concentrated: only 5 states show a filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2025-01-16.

National Credit Care, LLC answers 80% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 20% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Fraud or scam."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about National Credit Care, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for National Credit Care, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for National Credit Care, LLC (80% timely; 20% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration