CFPB · Mid-pack CFPB posture

Millsap & Singer, LLC

16 CFPB complaints · 4 states · top issue Took or threatened to take negative or legal action.

16 CFPB complaints

Millsap & Singer, LLC has 16 consumer complaints in the CFPB public database. Timely response is 81.3%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +100% filings 2014 to 2025

CFPB relief outcome brief

CCDB company millsap-singer-llc

0% relief · 81.3% timely · 16 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Millsap & Singer, LLC (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Millsap & Singer, LLC and nearest filing-volume peers

Millsap & Singer, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Millsap & Singer, LLC scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

45 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

67 / 100 percentile-benchmarked

81.3% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

How 16 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 81.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Millsap & Singer, LLC complaint mix by product

Total complaints: 16

Millsap & Singer, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 16 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 8 complaints (50.0%), resolution 0.0% Debt collection 50.0% Mortgage: 7 complaints (43.8%), resolution 0.0% Mortgage 43.8% Debt or: 1 complaints (6.3%), resolution 0.0% Debt or 6.3%
  • Debt collection 8 50.0% – 0% relief
  • Mortgage 7 43.8% – 0% relief
  • Debt or 1 6.3% – 0% relief

How Millsap & Singer, LLC's 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 8
Mortgage 7
Debt or credit management 1

Concentrated filing states for Millsap & Singer, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MO
81.3% of this company's filings
MO13TX1KY1KS1

Millsap & Singer, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
2
+100% vs 2014
0.511.522.533.5 2014201520172018201920202022202320242025 2

Top States

State Complaints
MO 13
TX 1
KY 1
KS 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 6
Struggling to pay mortgage 5
Loan modification,collection,foreclosure 2
Confusing or misleading advertising or marketing 1
Communication tactics 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2014 1 0%
2015 1 100%
2017 1 0%
2018 1 100%
2019 1 100%
2020 2 100%
2022 2 100%
2023 2 100%
2024 3 100%
2025 2 50%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Millsap & Singer, LLC

Millsap & Singer, LLC's 16 logged complaints stay concentrated: only 4 states show a filing. Only 37.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2025-08-09.

Millsap & Singer, LLC answers 81.3% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Millsap & Singer, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Millsap & Singer, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Millsap & Singer, LLC (81.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture