CFPB · Single-product concentration

Millennium Financial Group, L.L.C.

70 CFPB complaints · 87.1% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

70 CFPB complaints

Millennium Financial Group, L.L.C.: 87.1% of 70 CFPB complaints sit in "Debt collection". Timely 62.9% · relief 8.6%. Allegations, not findings.

  • Single-product concentration
  • -10% filings 2014 to 2026

CFPB relief outcome brief

CCDB company millennium-financial-group-l-l-c

8.6% relief · 62.9% timely · 70 filings · Debt collection

Nearest relief peer: United Credit and Collections Inc. (8.6% relief)

Millennium Financial Group,L.L.C. (this)8.6%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Millennium Financial Group, L.L.C. and nearest filing-volume peers

Millennium Financial Group, L.L.C. closes 8.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Millennium Financial Group, L.L.C. scores strongest on closed with explanation (61/100 percentile-benchmarked) and weakest on timely response (35/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

44 /100 grade D

Relief provided

40 / 100 percentile-benchmarked

8.6% of complaints closed with relief to the consumer

Timely response

35 / 100 percentile-benchmarked

62.9% of complaints answered inside the CFPB 15-day window

Closed with explanation

61 / 100 percentile-benchmarked

78.6% of complaints closed with an explanation to the consumer

How 70 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 62.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 8.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Millennium Financial Group, L.L.C. complaint mix by product

Total complaints: 70

Millennium Financial Group, L.L.C. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 70 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 61 complaints (87.1%), resolution 9.8% Debt collection 87.1% Credit reporting: 5 complaints (7.1%), resolution 0.0% Credit reporting 7.1% Credit reporting,: 3 complaints (4.3%), resolution 0.0% Checking or: 1 complaints (1.4%), resolution 0.0%
  • Debt collection 61 87.1% – 10% relief
  • Credit reporting 5 7.1% – 0% relief
  • Credit reporting, 3 4.3% – 0% relief
  • Checking or 1 1.4% – 0% relief

How Millennium Financial Group, L.L.C.'s 70 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 61
Credit reporting or other personal consumer reports 5
Credit reporting, credit repair services, or other personal consumer reports 3
Checking or savings account 1

Concentrated filing states for Millennium Financial Group, L.L.C.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OK
50% of this company's filings
OK35TX9CA6NY3MO2LA2WA2VA2

Millennium Financial Group, L.L.C. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
9
-10% vs 2014
024681012 201420152016201720182020202120222023202420252026 9

Top States

State Complaints
OK 35
TX 9
CA 6
NY 3
MO 2
LA 2
WA 2
VA 2
FL 2
SC 2
AL 1
NJ 1
GA 1
MI 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 11
Written notification about debt 10
Disclosure verification of debt 9
False statements or representation 8
Attempts to collect debt not owed 8
Communication tactics 6
Took or threatened to take negative or legal action 5
Incorrect information on your report 4
Improper use of your report 2
Taking/threatening an illegal action 2
Problem with a company's investigation into an existing problem 1
Threatened to contact someone or share information improperly 1
Problem with a lender or other company charging your account 1
Improper contact or sharing of info 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2014 10 100%
2015 4 75%
2016 11 100%
2017 6 100%
2018 4 100%
2020 2 100%
2021 2 50%
2022 3 33.3%
2023 3 33.3%
2024 8 37.5%
2025 8 25%
2026 9 0%

Source: CFPB Consumer Complaint Database

Millennium Financial Group, L.L.C. filings cluster in one product

Millennium Financial Group, L.L.C.'s 70 logged complaints stay concentrated: only 14 states show a filing. Only 28.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-25.

Millennium Financial Group, L.L.C. answers 62.9% of complaints inside the CFPB's tracked window and closes 78.6% with a written explanation. 8.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Millennium Financial Group, L.L.C..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Millennium Financial Group, L.L.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Millennium Financial Group, L.L.C. (62.9% timely; 8.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration