CFPB · Single-product concentration
Michael J Adams PC
67 CFPB complaints · 91% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Michael J Adams PC: 91% of 67 CFPB complaints sit in "Debt collection". Timely 85.1% · relief 6%. Allegations, not findings.
- Single-product concentration
- +300% filings 2016 to 2026
CFPB relief outcome brief
CCDB company michael-j-adams-pc
6% relief · 85.1% timely · 67 filings · Debt collection
Same-product relief peers
Nearest relief peer: Strategic Alliances, Inc. (6% relief)
Michael J Adams PC closes 6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Michael J Adams PC's 67 filings include narrative text
55.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Michael J Adams PC complaint mix by product
- Debt collection 61 91.0% – 7% relief
- Checking or 3 4.5% – 0% relief
- Debt or 2 3.0% – 0% relief
- Credit reporting 1 1.5% – 0% relief
How Michael J Adams PC's 67 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 61 |
| Checking or savings account | 3 |
| Debt or credit management | 2 |
| Credit reporting or other personal consumer reports | 1 |
Concentrated filing states for Michael J Adams PC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 92.5% of this company's filings
Michael J Adams PC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 4
- +300% vs 2016
Top States
| State | Complaints |
|---|---|
| TX | 62 |
| PA | 1 |
| FL | 1 |
| KS | 1 |
| OK | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 25 |
| Written notification about debt | 15 |
| Attempts to collect debt not owed | 13 |
| False statements or representation | 5 |
| Unauthorized withdrawals or charges | 2 |
| Electronic communications | 2 |
| Managing an account | 2 |
| Problem with a lender or other company charging your account | 1 |
| Incorrect information on your report | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 0% |
| 2019 | 4 | 100% |
| 2020 | 1 | 100% |
| 2022 | 2 | 100% |
| 2023 | 5 | 100% |
| 2024 | 14 | 100% |
| 2025 | 36 | 80.6% |
| 2026 | 4 | 50% |
Source: CFPB Consumer Complaint Database
Michael J Adams PC filings cluster in one product
Michael J Adams PC's 67 logged complaints stay concentrated: only 5 states show a filing. 55.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-05-19.
Michael J Adams PC answers 85.1% of complaints inside the CFPB's tracked window and closes 92.5% with a written explanation. 6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Michael J Adams PC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Michael J Adams PC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 67.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 85.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Michael J Adams PC (85.1% timely; 6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration