CFPB · Single-product concentration
Michael Haynes & Associates, LLC
18 CFPB complaints · 100% in "Debt collection" · top issue Communication tactics.
Michael Haynes & Associates, LLC: 100% of 18 CFPB complaints sit in "Debt collection". Timely 88.9% · relief 33.3%. Allegations, not findings.
- Single-product concentration
- +100% filings 2015 to 2020
CFPB relief outcome brief
CCDB company michael-haynes-associates-llc
33.3% relief · 88.9% timely · 18 filings · Debt collection
Same-product relief peers
Nearest relief peer: Merchants and Medical Credit Corporation, Inc. (33.4% relief)
Michael Haynes & Associates, LLC closes 33.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Michael Haynes & Associates, LLC's 18 filings include narrative text
61.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Michael Haynes & Associates, LLC complaint mix by product
- Debt collection 18 100.0% – 33% relief
How Michael Haynes & Associates, LLC's 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 18 |
Where Michael Haynes & Associates, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 16.7% of this company's filings
Michael Haynes & Associates, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2020
- 2
- +100% vs 2015
Top States
| State | Complaints |
|---|---|
| CA | 3 |
| TX | 2 |
| FL | 2 |
| NY | 2 |
| OR | 2 |
| LA | 1 |
| DE | 1 |
| GA | 1 |
| DC | 1 |
| MO | 1 |
| OK | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 5 |
| Took or threatened to take negative or legal action | 4 |
| Cont'd attempts collect debt not owed | 3 |
| Disclosure verification of debt | 1 |
| Improper contact or sharing of info | 1 |
| Taking/threatening an illegal action | 1 |
| Written notification about debt | 1 |
| Attempts to collect debt not owed | 1 |
| False statements or representation | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 7 | 71.4% |
| 2017 | 4 | 100% |
| 2018 | 3 | 100% |
| 2019 | 1 | 100% |
| 2020 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Michael Haynes & Associates, LLC filings cluster in one product
Michael Haynes & Associates, LLC's 18 logged complaints stay concentrated: only 12 states show a filing. 61.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2020-02-27.
Michael Haynes & Associates, LLC answers 88.9% of complaints inside the CFPB's tracked window and closes 66.7% with a written explanation. 33.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Michael Haynes & Associates, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Michael Haynes & Associates, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 18.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 88.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Michael Haynes & Associates, LLC (88.9% timely; 33.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration