CFPB · Narrative-heavy record
Michael Andrews & Associates LLC
18 CFPB complaints · 44.4% with narratives · top issue Improper use of your report.
Michael Andrews & Associates LLC: 44.4% of 18 filings include consumer narratives. Timely 94.4% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- -66.7% filings 2014 to 2026
CFPB relief outcome brief
CCDB company michael-andrews-associates-llc
0% relief · 94.4% timely · 18 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Michael Andrews & Associates LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Michael Andrews & Associates LLC's 18 filings include narrative text
44.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Michael Andrews & Associates LLC complaint mix by product
- Debt collection 11 61.1% – 0% relief
- Credit reporting, 6 33.3% – 0% relief
- Vehicle loan 1 5.6% – 0% relief
How Michael Andrews & Associates LLC's 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 11 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Vehicle loan or lease | 1 |
Where Michael Andrews & Associates LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 27.8% of this company's filings
Michael Andrews & Associates LLC falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -66.7% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 5 |
| CA | 3 |
| IL | 2 |
| OH | 2 |
| GA | 2 |
| MI | 1 |
| AZ | 1 |
| MN | 1 |
| AL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 6 |
| Cont'd attempts collect debt not owed | 3 |
| Communication tactics | 2 |
| Attempts to collect debt not owed | 1 |
| Taking/threatening an illegal action | 1 |
| Disclosure verification of debt | 1 |
| Improper contact or sharing of info | 1 |
| Written notification about debt | 1 |
| Struggling to pay your loan | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 4 | 100% |
| 2018 | 3 | 100% |
| 2019 | 2 | 100% |
| 2021 | 2 | 100% |
| 2022 | 2 | 100% |
| 2025 | 1 | 100% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Michael Andrews & Associates LLC's narrative-rich complaint ledger
Michael Andrews & Associates LLC's 18 logged complaints stay concentrated: only 9 states show a filing. 44.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-02-24.
Michael Andrews & Associates LLC answers 94.4% of complaints inside the CFPB's tracked window and closes 94.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Michael Andrews & Associates LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Michael Andrews & Associates LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 18.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Michael Andrews & Associates LLC (94.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record