CFPB · Single-product concentration

MFP, inc.

40 CFPB complaints · 90% in "Debt collection" · top issue Disclosure verification of debt.

40 CFPB complaints

MFP, inc.: 90% of 40 CFPB complaints sit in "Debt collection". Timely 45% · relief 7.5%. Allegations, not findings.

  • Single-product concentration
  • -80% filings 2013 to 2026

CFPB relief outcome brief

CCDB company mfp-inc

7.5% relief · 45% timely · 40 filings · Debt collection

Nearest relief peer: Zwicker & Associates (7.5% relief)

MFP, inc. (this)7.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among MFP, inc. and nearest filing-volume peers

MFP, inc. closes 7.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 40 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 45.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

MFP, inc. complaint mix by product

Total complaints: 40

MFP, inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 40 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 36 complaints (90.0%), resolution 8.3% Debt collection 90.0% Credit reporting: 1 complaints (2.5%), resolution 0.0% Credit reporting: 1 complaints (2.5%), resolution 0.0% Bank account: 1 complaints (2.5%), resolution 0.0% Credit reporting,: 1 complaints (2.5%), resolution 0.0%
  • Debt collection 36 90.0% 8% relief
  • Credit reporting 1 2.5% 0% relief
  • Credit reporting 1 2.5% 0% relief
  • Bank account 1 2.5% 0% relief
  • Credit reporting, 1 2.5% 0% relief

How MFP, inc.'s 40 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 36
Credit reporting or other personal consumer reports 1
Credit reporting 1
Bank account or service 1
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for MFP, inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
70% of this company's filings
FL28CA3TX3IN1ME1GA1NJ1IA1

MFP, inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-80% vs 2013
051015 2013201420152016201720182026 1

Top States

State Complaints
FL 28
CA 3
TX 3
IN 1
ME 1
GA 1
NJ 1
IA 1

Top Issues

Issue Complaints
Disclosure verification of debt 14
Cont'd attempts collect debt not owed 9
Improper contact or sharing of info 6
Communication tactics 3
Incorrect information on your report 1
Incorrect information on credit report 1
Taking/threatening an illegal action 1
Account opening, closing, or management 1
False statements or representation 1
Written notification about debt 1
Took or threatened to take negative or legal action 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2013 5 100%
2014 10 90%
2015 6 66.7%
2016 13 0%
2017 3 0%
2018 2 0%
2026 1 0%

Source: CFPB Consumer Complaint Database

MFP, inc. filings cluster in one product

MFP, inc.'s 40 logged complaints stay concentrated: only 8 states show a filing. Only 30% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-03-10.

MFP, inc. answers 45% of complaints inside the CFPB's tracked window and closes 40% with a written explanation. 7.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Disclosure verification of debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about MFP, inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for MFP, inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for MFP, inc. (45% timely; 7.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration