CFPB · Single-product concentration
Medical Financial Services, Inc.
42 CFPB complaints · 88.1% in "Debt collection" · top issue Attempts to collect debt not owed.
Medical Financial Services, Inc.: 88.1% of 42 CFPB complaints sit in "Debt collection". Timely 76.2% · relief 0%. Allegations, not findings.
- Single-product concentration
- +100% filings 2013 to 2026
CFPB relief outcome brief
CCDB company medical-financial-services-inc
0% relief · 76.2% timely · 42 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Medical Financial Services, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Medical Financial Services, Inc.'s 42 filings include narrative text
40.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Medical Financial Services, Inc. complaint mix by product
- Debt collection 37 88.1% – 0% relief
- Credit reporting, 4 9.5% – 0% relief
- Credit reporting 1 2.4% – 0% relief
How Medical Financial Services, Inc.'s 42 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 37 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit reporting or other personal consumer reports | 1 |
Concentrated filing states for Medical Financial Services, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TN
- 52.4% of this company's filings
Medical Financial Services, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- +100% vs 2013
Top States
| State | Complaints |
|---|---|
| TN | 22 |
| MS | 12 |
| MI | 5 |
| NY | 1 |
| VA | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 15 |
| Written notification about debt | 7 |
| Cont'd attempts collect debt not owed | 4 |
| Communication tactics | 4 |
| Disclosure verification of debt | 3 |
| Incorrect information on your report | 3 |
| Took or threatened to take negative or legal action | 2 |
| False statements or representation | 2 |
| Problem with a company's investigation into an existing problem | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 2 | 100% |
| 2016 | 2 | 0% |
| 2017 | 9 | 66.7% |
| 2018 | 10 | 80% |
| 2019 | 3 | 66.7% |
| 2020 | 11 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2026 | 2 | 0% |
Source: CFPB Consumer Complaint Database
Medical Financial Services, Inc. filings cluster in one product
Medical Financial Services, Inc.'s 42 logged complaints stay concentrated: only 6 states show a filing. 40.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-04.
Medical Financial Services, Inc. answers 76.2% of complaints inside the CFPB's tracked window and closes 92.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Medical Financial Services, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Medical Financial Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 42.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 76.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Medical Financial Services, Inc. (76.2% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration