2026 data Public-data reference. official source

Master Finance Company

14 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

14 consumer complaints filed with the CFPB

This profile shows Master Finance Company's complaint history from CFPB public records. 14 consumers have filed complaints since 2015. The company has a 78.6% timely response rate and has provided relief in 0% of cases.

14
Total Complaints
78.6%
Timely Response
14.3%
Disputed
0%
Relief Provided
5
States Active
2015
Since

Total complaints

14

Filed since 2015

Timely response

78.6%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 78.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Master Finance Company complaint mix by product

Total complaints: 14

Master Finance Company complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 14 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 6 complaints (42.9%), resolution 0.0% Debt collection 42.9% Payday loan,: 4 complaints (28.6%), resolution 0.0% Payday loan, 28.6% Payday loan: 2 complaints (14.3%), resolution 0.0% Payday loan 14.3% Credit reporting,: 1 complaints (7.1%), resolution 0.0% Credit reporting, 7.1% Consumer Loan: 1 complaints (7.1%), resolution 0.0% Consumer Loan 7.1%
  • Debt collection 6 42.9% 0% relief
  • Payday loan, 4 28.6% 0% relief
  • Payday loan 2 14.3% 0% relief
  • Credit reporting, 1 7.1% 0% relief
  • Consumer Loan 1 7.1% 0% relief

How Master Finance Company's 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 6
Payday loan, title loan, or personal loan 4
Payday loan 2
Credit reporting, credit repair services, or other personal consumer reports 1
Consumer Loan 1

Top States

State Complaints
MO 6
TX 5
TN 1
OK 1
VA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 2
Improper contact or sharing of info 2
Struggling to pay your loan 2
Communication tactics 1
Can't contact lender or servicer 1
Can't contact lender 1
Improper use of your report 1
False statements or representation 1
Problems when you are unable to pay 1
Payment to acct not credited 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2015 4 75%
2016 2 50%
2017 3 100%
2019 1 100%
2021 1 0%
2023 1 100%
2025 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Master Finance Company

Master Finance Company has accumulated 14 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2025-12-11, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Master Finance Company reports a 78.6% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 14.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Master Finance Company: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Master Finance Company have?

Master Finance Company has received 14 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Master Finance Company respond to complaints on time?

Master Finance Company has a 78.6% timely response rate to CFPB complaints.

What is the most common complaint about Master Finance Company?

The most common issue reported against Master Finance Company is "Attempts to collect debt not owed" in the "Debt collection" product category.

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