2026 data Public-data reference. official source

M. Richard Epps, P.C.

15 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

15 consumer complaints filed with the CFPB

This profile shows M. Richard Epps, P.C.'s complaint history from CFPB public records. 15 consumers have filed complaints since 2015. The company has a 93.3% timely response rate and has provided relief in 0% of cases.

15
Total Complaints
93.3%
Timely Response
6.7%
Disputed
0%
Relief Provided
3
States Active
2015
Since

Total complaints

15

Filed since 2015

Timely response

93.3%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 93.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

M. Richard Epps, P.C. complaint mix by product

Total complaints: 15

M. Richard Epps, P.C. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 15 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 12 complaints (80.0%), resolution 0.0% Debt collection 80.0% Mortgage: 1 complaints (6.7%), resolution 0.0% Mortgage 6.7% Student loan: 1 complaints (6.7%), resolution 0.0% Student loan 6.7% Vehicle loan: 1 complaints (6.7%), resolution 0.0% Vehicle loan 6.7%
  • Debt collection 12 80.0% 0% relief
  • Mortgage 1 6.7% 0% relief
  • Student loan 1 6.7% 0% relief
  • Vehicle loan 1 6.7% 0% relief

How M. Richard Epps, P.C.'s 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 12
Mortgage 1
Student loan 1
Vehicle loan or lease 1

Top States

State Complaints
VA 12
IL 1
NC 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 2
False statements or representation 2
Took or threatened to take negative or legal action 2
Written notification about debt 2
Disclosure verification of debt 1
Cont'd attempts collect debt not owed 1
Trouble during payment process 1
Taking/threatening an illegal action 1
Communication tactics 1
Dealing with your lender or servicer 1
Managing the loan or lease 1

Yearly Trend

Year Complaints Timely
2015 2 100%
2016 1 100%
2017 2 100%
2019 1 100%
2020 1 100%
2021 3 100%
2024 2 100%
2025 2 50%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About M. Richard Epps, P.C.

M. Richard Epps, P.C. has accumulated 15 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-01-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, M. Richard Epps, P.C. reports a 93.3% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 6.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating M. Richard Epps, P.C.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does M. Richard Epps, P.C. have?

M. Richard Epps, P.C. has received 15 consumer complaints filed with the Consumer Financial Protection Bureau.

Does M. Richard Epps, P.C. respond to complaints on time?

M. Richard Epps, P.C. has a 93.3% timely response rate to CFPB complaints.

What is the most common complaint about M. Richard Epps, P.C.?

The most common issue reported against M. Richard Epps, P.C. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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