Loantopia
9 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Loantopia complaint mix by product
- Payday loan, 4 44.4% – 25% relief
- Debt collection 4 44.4% – 25% relief
- Payday loan, 1 11.1% – 0% relief
How Loantopia's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 4 |
| Debt collection | 4 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 7 |
| TX | 1 |
| MO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 3 |
| Problem with the payoff process at the end of the loan | 2 |
| Getting a line of credit | 1 |
| Charged fees or interest you didn't expect | 1 |
| False statements or representation | 1 |
| Problem with additional add-on products or services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 3 | 66.7% |
| 2019 | 1 | 100% |
| 2020 | 3 | 33.3% |
| 2022 | 1 | 0% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Loantopia
Loantopia's 9 logged complaints stay concentrated: only 3 states show a filing on record. 77.8% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2018 through 2025-09-25.
Loantopia answers 44.4% of complaints inside the CFPB's tracked window and closes 44.4% with a written explanation. 22.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Loantopia.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Loantopia have?
9, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Loantopia respond to complaints on time?
44.4% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Loantopia?
"Took or threatened to take negative or legal action", filed under the "Payday loan, title loan, or personal loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.