CFPB · Single-product concentration
Liberty Credit Services, Inc.
12 CFPB complaints · 75% in "Debt collection" · top issue Taking/threatening an illegal action.
Liberty Credit Services, Inc.: 75% of 12 CFPB complaints sit in "Debt collection". Timely 25% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2014 to 2026
CFPB relief outcome brief
CCDB company liberty-credit-services-inc
0% relief · 25% timely · 12 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Liberty Credit Services, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 12 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Liberty Credit Services, Inc. complaint mix by product
- Debt collection 9 75.0% – 0% relief
- Credit reporting 2 16.7% – 0% relief
- Credit card 1 8.3% – 0% relief
How Liberty Credit Services, Inc.'s 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 9 |
| Credit reporting or other personal consumer reports | 2 |
| Credit card | 1 |
Concentrated filing states for Liberty Credit Services, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- MN
- 50% of this company's filings
Liberty Credit Services, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| MN | 6 |
| OH | 5 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Taking/threatening an illegal action | 5 |
| Problem with a company's investigation into an existing problem | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Disclosure verification of debt | 1 |
| Billing disputes | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 0% |
| 2015 | 2 | 0% |
| 2016 | 3 | 33.3% |
| 2017 | 4 | 50% |
| 2025 | 1 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Liberty Credit Services, Inc. filings cluster in one product
Liberty Credit Services, Inc.'s 12 logged complaints stay concentrated: only 3 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-03-27.
Liberty Credit Services, Inc. answers 25% of complaints inside the CFPB's tracked window and closes 83.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Liberty Credit Services, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Liberty Credit Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 12.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 25%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Liberty Credit Services, Inc. (25% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration