2026 data Public-data reference. official source

LANIER COLLECTIONS AGENCY AND SERVICES INC

215 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

215 consumer complaints filed with the CFPB

This profile shows LANIER COLLECTIONS AGENCY AND SERVICES INC's complaint history from CFPB public records. 215 consumers have filed complaints since 2015. The company has a 97.2% timely response rate and has provided relief in 0.5% of cases.

215
Total Complaints
97.2%
Timely Response
0.9%
Disputed
0.5%
Relief Provided
12
States Active
2015
Since

Total complaints

215

Filed since 2015

Timely response

97.2%

CFPB-tracked response window

Relief rate

0.5%

Closed with monetary or non-monetary relief

Timely response rate 97.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.5%
Industry median

Share closed with monetary or non-monetary relief.

LANIER COLLECTIONS AGENCY AND SERVICES INC complaint mix by product

Total complaints: 215

LANIER COLLECTIONS AGENCY AND SERVICES INC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 215 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 190 complaints (88.4%), resolution 0.5% Debt collection 88.4% Credit reporting,: 21 complaints (9.8%), resolution 0.0% Credit reporting, 9.8% Credit reporting: 3 complaints (1.4%), resolution 0.0% Credit reporting: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 190 88.4% 1% relief
  • Credit reporting, 21 9.8% 0% relief
  • Credit reporting 3 1.4% 0% relief
  • Credit reporting 1 0.5% 0% relief

How LANIER COLLECTIONS AGENCY AND SERVICES INC's 215 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 190
Credit reporting, credit repair services, or other personal consumer reports 21
Credit reporting or other personal consumer reports 3
Credit reporting 1

Top States

State Complaints
GA 155
SC 20
FL 10
CA 9
TX 4
VA 4
PA 3
MS 3
IL 2
LA 1
CO 1
TN 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 98
Written notification about debt 56
False statements or representation 12
Improper use of your report 10
Incorrect information on your report 8
Communication tactics 6
Took or threatened to take negative or legal action 6
Disclosure verification of debt 6
Problem with a credit reporting company's investigation into an existing problem 6
Cont'd attempts collect debt not owed 3
Threatened to contact someone or share information improperly 2
Improper contact or sharing of info 1
Incorrect information on credit report 1

Yearly Trend

Year Complaints Timely
2015 2 100%
2016 4 100%
2017 15 100%
2018 14 100%
2019 23 100%
2020 23 100%
2021 61 100%
2022 30 96.7%
2023 16 87.5%
2024 14 92.9%
2025 12 83.3%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About LANIER COLLECTIONS AGENCY AND SERVICES INC

LANIER COLLECTIONS AGENCY AND SERVICES INC has accumulated 215 consumer complaints in the CFPB public database, with filings active across 12 U.S. states. Of those submissions, 84 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-04, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, LANIER COLLECTIONS AGENCY AND SERVICES INC reports a 97.2% timely-response rate and has closed 99.1% of cases with a written explanation to the consumer. 0.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating LANIER COLLECTIONS AGENCY AND SERVICES INC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does LANIER COLLECTIONS AGENCY AND SERVICES INC have?

LANIER COLLECTIONS AGENCY AND SERVICES INC has received 215 consumer complaints filed with the Consumer Financial Protection Bureau.

Does LANIER COLLECTIONS AGENCY AND SERVICES INC respond to complaints on time?

LANIER COLLECTIONS AGENCY AND SERVICES INC has a 97.2% timely response rate to CFPB complaints.

What is the most common complaint about LANIER COLLECTIONS AGENCY AND SERVICES INC?

The most common issue reported against LANIER COLLECTIONS AGENCY AND SERVICES INC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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