Total complaints
17
Filed since 2014
2026 data Public-data reference. official source
Lake Area Collections, LLC
17 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
17 consumer complaints filed with the CFPB
This profile shows Lake Area Collections, LLC's complaint history from CFPB public records. 17 consumers have filed complaints since 2014. The company has a 64.7% timely response rate and has provided relief in 23.5% of cases.
17
Total Complaints
64.7%
Timely Response
0%
Disputed
23.5%
Relief Provided
5
States Active
2014
Since
Timely response
64.7%
CFPB-tracked response window
Relief rate
23.5%
Closed with monetary or non-monetary relief
Timely response rate 64.7%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 23.5%
Industry median
Share closed with monetary or non-monetary relief.
Lake Area Collections, LLC complaint mix by product
- Debt collection 9 52.9% – 11% relief
- Credit reporting, 5 29.4% – 40% relief
- Credit reporting 3 17.6% – 33% relief
How Lake Area Collections, LLC's 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 9 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Credit reporting or other personal consumer reports | 3 |
Top States
| State | Complaints |
|---|---|
| LA | 10 |
| TX | 4 |
| AZ | 1 |
| MS | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 4 |
| Incorrect information on your report | 4 |
| Disclosure verification of debt | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Improper use of your report | 1 |
| Confusing or misleading advertising or marketing | 1 |
| Written notification about debt | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 0% |
| 2015 | 1 | 0% |
| 2016 | 1 | 100% |
| 2018 | 1 | 0% |
| 2019 | 4 | 100% |
| 2021 | 1 | 100% |
| 2022 | 3 | 100% |
| 2024 | 1 | 0% |
| 2026 | 3 | 66.7% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Lake Area Collections, LLC
Lake Area Collections, LLC has accumulated 17 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 5 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Lake Area Collections, LLC reports a 64.7% timely-response rate and has closed 76.5% of cases with a written explanation to the consumer. 23.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Lake Area Collections, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Lake Area Collections, LLC have?
Lake Area Collections, LLC has received 17 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Lake Area Collections, LLC respond to complaints on time?
Lake Area Collections, LLC has a 64.7% timely response rate to CFPB complaints.
What is the most common complaint about Lake Area Collections, LLC?
The most common issue reported against Lake Area Collections, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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