CFPB · Narrative-heavy record
Lake Area Collections, LLC
23 CFPB complaints · 47.8% with narratives · top issue Attempts to collect debt not owed.
Lake Area Collections, LLC: 47.8% of 23 filings include consumer narratives. Timely 60.9% · relief 30.4% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +50% filings 2014 to 2026
CFPB relief outcome brief
CCDB company lake-area-collections-llc
30.4% relief · 60.9% timely · 23 filings · Debt collection
Same-product relief peers
Nearest relief peer: Valley Collection Service, LLC (30.8% relief)
Lake Area Collections, LLC closes 30.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Lake Area Collections, LLC's 23 filings include narrative text
47.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Lake Area Collections, LLC complaint mix by product
- Debt collection 14 60.9% – 29% relief
- Credit reporting, 5 21.7% – 40% relief
- Credit reporting 4 17.4% – 25% relief
How Lake Area Collections, LLC's 23 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 14 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Credit reporting or other personal consumer reports | 4 |
Concentrated filing states for Lake Area Collections, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- LA
- 52.2% of this company's filings
Lake Area Collections, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +50% vs 2014
Top States
| State | Complaints |
|---|---|
| LA | 12 |
| TX | 6 |
| FL | 2 |
| AZ | 1 |
| CA | 1 |
| MS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 6 |
| Incorrect information on your report | 5 |
| Disclosure verification of debt | 3 |
| Took or threatened to take negative or legal action | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Cont'd attempts collect debt not owed | 1 |
| Communication tactics | 1 |
| Confusing or misleading advertising or marketing | 1 |
| Written notification about debt | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 0% |
| 2015 | 2 | 0% |
| 2016 | 1 | 100% |
| 2018 | 2 | 50% |
| 2019 | 5 | 100% |
| 2021 | 1 | 100% |
| 2022 | 4 | 100% |
| 2024 | 1 | 0% |
| 2025 | 2 | 0% |
| 2026 | 3 | 66.7% |
Source: CFPB Consumer Complaint Database
Lake Area Collections, LLC's narrative-rich complaint ledger
Lake Area Collections, LLC's 23 logged complaints stay concentrated: only 6 states show a filing. 47.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-04-07.
Lake Area Collections, LLC answers 60.9% of complaints inside the CFPB's tracked window and closes 69.6% with a written explanation. 30.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lake Area Collections, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Lake Area Collections, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 23.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 60.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Lake Area Collections, LLC (60.9% timely; 30.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record