CFPB · Single-product concentration

Kornerstone Credit, LLC.

57 CFPB complaints · 77.2% in "Debt collection" · top issue Attempts to collect debt not owed.

57 CFPB complaints

Kornerstone Credit, LLC.: 77.2% of 57 CFPB complaints sit in "Debt collection". Timely 84.2% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -41.2% filings 2023 to 2026

CFPB relief outcome brief

CCDB company kornerstone-credit-llc

0% relief · 84.2% timely · 57 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Kornerstone Credit, LLC. (t…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Kornerstone Credit, LLC. and nearest filing-volume peers

Kornerstone Credit, LLC. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Kornerstone Credit, LLC.'s 57 filings include narrative text

49.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 84.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Kornerstone Credit, LLC. complaint mix by product

Total complaints: 57

Kornerstone Credit, LLC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 57 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 44 complaints (77.2%), resolution 0.0% Debt collection 77.2% Credit reporting: 6 complaints (10.5%), resolution 0.0% Credit reporting 10.5% Credit reporting,: 2 complaints (3.5%), resolution 0.0% Payday loan,: 2 complaints (3.5%), resolution 0.0% Payday loan,: 2 complaints (3.5%), resolution 0.0% Credit card: 1 complaints (1.8%), resolution 0.0%
  • Debt collection 44 77.2% 0% relief
  • Credit reporting 6 10.5% 0% relief
  • Credit reporting, 2 3.5% 0% relief
  • Payday loan, 2 3.5% 0% relief
  • Payday loan, 2 3.5% 0% relief
  • Credit card 1 1.8% 0% relief

How Kornerstone Credit, LLC.'s 57 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 44
Credit reporting or other personal consumer reports 6
Credit reporting, credit repair services, or other personal consumer reports 2
Payday loan, title loan, or personal loan 2
Payday loan, title loan, personal loan, or advance loan 2
Credit card 1

Where Kornerstone Credit, LLC. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
26.3% of this company's filings
GA15TX7CA5NY5LA5FL4PA3IL2

Kornerstone Credit, LLC. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
10
-41.2% vs 2023
81012141618 2023202420252026 10

Top States

State Complaints
GA 15
TX 7
CA 5
NY 5
LA 5
FL 4
PA 3
IL 2
CT 2
NC 2
RI 1
AL 1
AR 1
NV 1
CO 1
OH 1
MI 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 24
Took or threatened to take negative or legal action 6
False statements or representation 6
Incorrect information on your report 5
Communication tactics 4
Threatened to contact someone or share information improperly 2
Written notification about debt 2
Problem when making payments 1
Problem with a company's investigation into an existing problem 1
Problem with a purchase shown on your statement 1
Problem with additional add-on products or services 1
Improper use of your report 1
Getting the loan 1
Problem with a company's investigation into an existing issue 1
Charged fees or interest you didn't expect 1

Yearly Trend

Year Complaints Timely
2023 17 100%
2024 14 100%
2025 16 93.8%
2026 10 20%

Source: CFPB Consumer Complaint Database

Kornerstone Credit, LLC. filings cluster in one product

Kornerstone Credit, LLC.'s 57 logged complaints stay concentrated: only 17 states show a filing. 49.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-05-17.

Kornerstone Credit, LLC. answers 84.2% of complaints inside the CFPB's tracked window and closes 84.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Kornerstone Credit, LLC..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Kornerstone Credit, LLC.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Kornerstone Credit, LLC. (84.2% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration