CFPB · Narrative-heavy record
King of Credit Financial, Inc
58 CFPB complaints · 51.7% with narratives · top issue Incorrect information on your report.
King of Credit Financial, Inc: 51.7% of 58 filings include consumer narratives. Timely 56.9% · relief 0% · top product Credit reporting or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- +750% filings 2023 to 2026
CFPB relief outcome brief
CCDB company king-of-credit-financial-inc
0% relief · 56.9% timely · 58 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)
King of Credit Financial, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of King of Credit Financial, Inc's 58 filings include narrative text
51.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
King of Credit Financial, Inc complaint mix by product
- Credit reporting 26 44.8% – 0% relief
- Vehicle loan 17 29.3% – 0% relief
- Debt collection 8 13.8% – 0% relief
- Credit card 5 8.6% – 0% relief
- Credit reporting, 1 1.7% – 0% relief
- Money transfer, 1 1.7% – 0% relief
How King of Credit Financial, Inc's 58 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 26 |
| Vehicle loan or lease | 17 |
| Debt collection | 8 |
| Credit card | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Money transfer, virtual currency, or money service | 1 |
Concentrated filing states for King of Credit Financial, Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 60.3% of this company's filings
King of Credit Financial, Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 17
- +750% vs 2023
Top States
| State | Complaints |
|---|---|
| CA | 35 |
| FL | 3 |
| IL | 2 |
| PA | 2 |
| TX | 2 |
| GA | 2 |
| ND | 1 |
| UT | 1 |
| NC | 1 |
| OK | 1 |
| NM | 1 |
| NV | 1 |
| SC | 1 |
| MS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 16 |
| Improper use of your report | 9 |
| Attempts to collect debt not owed | 7 |
| Repossession | 6 |
| Problem with a purchase shown on your statement | 5 |
| Managing the loan or lease | 4 |
| Problems at the end of the loan or lease | 3 |
| Problem with a company's investigation into an existing problem | 2 |
| Getting a loan or lease | 2 |
| Unable to get your credit report or credit score | 1 |
| Confusing or misleading advertising or marketing | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 2 | 100% |
| 2024 | 18 | 100% |
| 2025 | 21 | 61.9% |
| 2026 | 17 | 0% |
Source: CFPB Consumer Complaint Database
King of Credit Financial, Inc's narrative-rich complaint ledger
King of Credit Financial, Inc's 58 logged complaints stay concentrated: only 14 states show a filing. 51.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-06-02.
King of Credit Financial, Inc answers 56.9% of complaints inside the CFPB's tracked window and closes 74.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about King of Credit Financial, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for King of Credit Financial, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 58.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 56.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for King of Credit Financial, Inc (56.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record