CFPB · Single-product concentration
JNR Adjustment Company, Inc
103 CFPB complaints · 93.2% in "Debt collection" · top issue Attempts to collect debt not owed.
JNR Adjustment Company, Inc: 93.2% of 103 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +600% filings 2013 to 2025
CFPB relief outcome brief
CCDB company jnr-adjustment-company-inc
0% relief · 100% timely · 103 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
JNR Adjustment Company, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of JNR Adjustment Company, Inc's 103 filings include narrative text
49.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
JNR Adjustment Company, Inc complaint mix by product
- Debt collection 96 93.2% – 0% relief
- Student loan 4 3.9% – 0% relief
- Consumer Loan 1 1.0% – 0% relief
- Credit reporting, 1 1.0% – 0% relief
- Credit card 1 1.0% – 0% relief
How JNR Adjustment Company, Inc's 103 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 96 |
| Student loan | 4 |
| Consumer Loan | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Credit card or prepaid card | 1 |
Where JNR Adjustment Company, Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 28.2% of this company's filings
JNR Adjustment Company, Inc rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 14
- +600% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 29 |
| TX | 12 |
| FL | 8 |
| NY | 7 |
| OH | 6 |
| MN | 4 |
| GA | 4 |
| MO | 4 |
| IL | 4 |
| MD | 3 |
| PA | 2 |
| WA | 2 |
| WI | 2 |
| NC | 2 |
| UT | 1 |
| NJ | 1 |
| IN | 1 |
| LA | 1 |
| HI | 1 |
| OK | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 40 |
| Cont'd attempts collect debt not owed | 19 |
| False statements or representation | 14 |
| Written notification about debt | 7 |
| Communication tactics | 6 |
| Disclosure verification of debt | 6 |
| Dealing with my lender or servicer | 4 |
| Took or threatened to take negative or legal action | 1 |
| Problems when you are unable to pay | 1 |
| Improper contact or sharing of info | 1 |
| Taking/threatening an illegal action | 1 |
| Incorrect information on your report | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with a purchase shown on your statement | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 10 | 100% |
| 2015 | 7 | 100% |
| 2016 | 14 | 100% |
| 2017 | 10 | 100% |
| 2018 | 4 | 100% |
| 2019 | 5 | 100% |
| 2020 | 4 | 100% |
| 2021 | 5 | 100% |
| 2022 | 9 | 100% |
| 2023 | 5 | 100% |
| 2024 | 14 | 100% |
| 2025 | 14 | 100% |
Source: CFPB Consumer Complaint Database
JNR Adjustment Company, Inc filings cluster in one product
JNR Adjustment Company, Inc's 103 logged complaints stay concentrated: only 27 states show a filing. 49.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2025-11-14.
JNR Adjustment Company, Inc answers 100% of complaints inside the CFPB's tracked window and closes 98.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about JNR Adjustment Company, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for JNR Adjustment Company, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 103.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for JNR Adjustment Company, Inc (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration