2026 data Public-data reference. official source

FIRST UNITED BANK AND TRUST COMPANY

69 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

69 consumer complaints filed with the CFPB

This profile shows FIRST UNITED BANK AND TRUST COMPANY's complaint history from CFPB public records. 69 consumers have filed complaints since 2021. The company has a 95.7% timely response rate and has provided relief in 1.4% of cases.

69
Total Complaints
95.7%
Timely Response
0%
Disputed
1.4%
Relief Provided
4
States Active
2021
Since

Total complaints

69

Filed since 2021

Timely response

95.7%

CFPB-tracked response window

Relief rate

1.4%

Closed with monetary or non-monetary relief

Timely response rate 95.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.4%
Industry median

Share closed with monetary or non-monetary relief.

FIRST UNITED BANK AND TRUST COMPANY complaint mix by product

Total complaints: 69

FIRST UNITED BANK AND TRUST COMPANY complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 69 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 33 complaints (49.3%), resolution 3.0% Mortgage 49.3% Checking or: 24 complaints (35.8%), resolution 0.0% Checking or 35.8% Credit reporting: 4 complaints (6.0%), resolution 0.0% Debt collection: 2 complaints (3.0%), resolution 0.0% Money transfer,: 2 complaints (3.0%), resolution 0.0% Credit card: 1 complaints (1.5%), resolution 0.0% Vehicle loan: 1 complaints (1.5%), resolution 0.0%
  • Mortgage 33 49.3% 3% relief
  • Checking or 24 35.8% 0% relief
  • Credit reporting 4 6.0% 0% relief
  • Debt collection 2 3.0% 0% relief
  • Money transfer, 2 3.0% 0% relief
  • Credit card 1 1.5% 0% relief
  • Vehicle loan 1 1.5% 0% relief

How FIRST UNITED BANK AND TRUST COMPANY's 69 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 33
Checking or savings account 24
Credit reporting or other personal consumer reports 4
Debt collection 2
Money transfer, virtual currency, or money service 2
Credit card 1
Vehicle loan or lease 1
Payday loan, title loan, or personal loan 1
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
TX 36
OK 31
AL 1
OH 1

Top Issues

Issue Complaints
Trouble during payment process 15
Managing an account 14
Incorrect information on your report 6
Closing on a mortgage 6
Struggling to pay mortgage 6
Opening an account 4
Applying for a mortgage or refinancing an existing mortgage 3
Closing an account 3
Took or threatened to take negative or legal action 2
Problem with a lender or other company charging your account 2
Getting a line of credit 2
Lost or stolen money order 1
Unauthorized transactions or other transaction problem 1
Other features, terms, or problems 1
Improper use of your report 1
Repossession 1
Problem caused by your funds being low 1

Yearly Trend

Year Complaints Timely
2021 1 100%
2022 11 100%
2023 12 75%
2024 15 100%
2025 26 100%
2026 4 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About FIRST UNITED BANK AND TRUST COMPANY

FIRST UNITED BANK AND TRUST COMPANY has accumulated 69 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 24 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2021, and the most recent logged activity is 2026-03-27, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, FIRST UNITED BANK AND TRUST COMPANY reports a 95.7% timely-response rate and has closed 98.6% of cases with a written explanation to the consumer. 1.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating FIRST UNITED BANK AND TRUST COMPANY: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does FIRST UNITED BANK AND TRUST COMPANY have?

FIRST UNITED BANK AND TRUST COMPANY has received 69 consumer complaints filed with the Consumer Financial Protection Bureau.

Does FIRST UNITED BANK AND TRUST COMPANY respond to complaints on time?

FIRST UNITED BANK AND TRUST COMPANY has a 95.7% timely response rate to CFPB complaints.

What is the most common complaint about FIRST UNITED BANK AND TRUST COMPANY?

The most common issue reported against FIRST UNITED BANK AND TRUST COMPANY is "Trouble during payment process" in the "Mortgage" product category.

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