CFPB · Single-product concentration

JMS Associates, Inc.

24 CFPB complaints · 95.8% in "Debt collection" · top issue Communication tactics.

24 CFPB complaints

JMS Associates, Inc.: 95.8% of 24 CFPB complaints sit in "Debt collection". Timely 83.3% · relief 4.2%. Allegations, not findings.

  • Single-product concentration
  • +66.7% filings 2015 to 2025

CFPB relief outcome brief

CCDB company jms-associates-inc

4.2% relief · 83.3% timely · 24 filings · Debt collection

Nearest relief peer: Scheer, Green & Burke L.P.A. (4.2% relief)

JMS Associates, Inc. (this)4.2%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among JMS Associates, Inc. and nearest filing-volume peers

JMS Associates, Inc. closes 4.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of JMS Associates, Inc.'s 24 filings include narrative text

54.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 83.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

JMS Associates, Inc. complaint mix by product

Total complaints: 24

JMS Associates, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 24 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 23 complaints (95.8%), resolution 4.3% Debt collection 95.8% Debt or: 1 complaints (4.2%), resolution 0.0%
  • Debt collection 23 95.8% 4% relief
  • Debt or 1 4.2% 0% relief

How JMS Associates, Inc.'s 24 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 23
Debt or credit management 1

Concentrated filing states for JMS Associates, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
54.2% of this company's filings
FL13TX3NY3PA2KY1VA1GA1

JMS Associates, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
5
+66.7% vs 2015
0123456 2015201620172018201920202021202220242025 5

Top States

State Complaints
FL 13
TX 3
NY 3
PA 2
KY 1
VA 1
GA 1

Top Issues

Issue Complaints
Communication tactics 12
Took or threatened to take negative or legal action 6
Improper contact or sharing of info 2
Electronic communications 1
Confusing or missing disclosures 1
Cont'd attempts collect debt not owed 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2015 3 33.3%
2016 2 50%
2017 1 100%
2018 1 0%
2019 2 100%
2020 1 100%
2021 2 100%
2022 4 100%
2024 3 100%
2025 5 100%

Source: CFPB Consumer Complaint Database

JMS Associates, Inc. filings cluster in one product

JMS Associates, Inc.'s 24 logged complaints stay concentrated: only 7 states show a filing. 54.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2025-11-07.

JMS Associates, Inc. answers 83.3% of complaints inside the CFPB's tracked window and closes 91.7% with a written explanation. 4.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about JMS Associates, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for JMS Associates, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for JMS Associates, Inc. (83.3% timely; 4.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration