CFPB · Diversified product mix
Independent Dealers' Advantage, LLC
44 CFPB complaints · diversified mix (top product 31.8%) · top issue Incorrect information on your report.
Independent Dealers' Advantage, LLC: top product "Vehicle loan or lease" is only 31.8% of 44 - multi-bucket mix. Timely 86.4% · relief 4.5%. Allegations, not findings.
- Diversified product mix
- +1200% filings 2017 to 2026
CFPB relief outcome brief
CCDB company independent-dealers-advantage-llc
4.5% relief · 86.4% timely · 44 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: American Credit Acceptance, LLC (4.7% relief)
Independent Dealers' Advantage, LLC closes 4.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Independent Dealers' Advantage, LLC scores strongest on closed with explanation (92/100 percentile-benchmarked) and weakest on relief provided (21/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
21 / 100 percentile-benchmarked
4.5% of complaints closed with relief to the consumer
Timely response
76 / 100 percentile-benchmarked
86.4% of complaints answered inside the CFPB 15-day window
Closed with explanation
92 / 100 percentile-benchmarked
95.5% of complaints closed with an explanation to the consumer
Most of Independent Dealers' Advantage, LLC's 44 filings include narrative text
50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Independent Dealers' Advantage, LLC complaint mix by product
- Vehicle loan 14 31.8% – 7% relief
- Debt collection 12 27.3% – 8% relief
- Credit reporting 12 27.3% – 0% relief
- Credit reporting, 6 13.6% – 0% relief
How Independent Dealers' Advantage, LLC's 44 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 14 |
| Debt collection | 12 |
| Credit reporting or other personal consumer reports | 12 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
Concentrated filing states for Independent Dealers' Advantage, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 56.8% of this company's filings
Independent Dealers' Advantage, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 13
- +1200% vs 2017
Top States
| State | Complaints |
|---|---|
| GA | 25 |
| TX | 7 |
| FL | 4 |
| AL | 3 |
| DE | 3 |
| SC | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 13 |
| Took or threatened to take negative or legal action | 6 |
| Problem with a company's investigation into an existing problem | 6 |
| Repossession | 4 |
| Attempts to collect debt not owed | 4 |
| Struggling to pay your loan | 4 |
| Managing the loan or lease | 3 |
| Problems at the end of the loan or lease | 2 |
| Written notification about debt | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2018 | 5 | 100% |
| 2019 | 2 | 100% |
| 2020 | 3 | 100% |
| 2021 | 4 | 100% |
| 2022 | 3 | 100% |
| 2024 | 2 | 100% |
| 2025 | 11 | 45.5% |
| 2026 | 13 | 100% |
Source: CFPB Consumer Complaint Database
Independent Dealers' Advantage, LLC spreads across product buckets
Independent Dealers' Advantage, LLC's 44 logged complaints stay concentrated: only 7 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-06-11.
Independent Dealers' Advantage, LLC answers 86.4% of complaints inside the CFPB's tracked window and closes 95.5% with a written explanation. 4.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Independent Dealers' Advantage, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Independent Dealers' Advantage, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 44.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 86.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Independent Dealers' Advantage, LLC (86.4% timely; 4.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix