CFPB · Single-product concentration

Henley, Lotterhos & Henley, PLLC

20 CFPB complaints · 85% in "Debt collection" · top issue Attempts to collect debt not owed.

20 CFPB complaints

Henley, Lotterhos & Henley, PLLC: 85% of 20 CFPB complaints sit in "Debt collection". Timely 90% · relief 10%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2013 to 2026

CFPB relief outcome brief

CCDB company henley-lotterhos-henley-pllc

10% relief · 90% timely · 20 filings · Debt collection

Nearest relief peer: Komyatte & Casbon, P.C. (10% relief)

Henley, Lotterhos & Henley,PLLC (this)10%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Henley, Lotterhos & Henley, PLLC and nearest filing-volume peers

Henley, Lotterhos & Henley, PLLC closes 10% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Henley, Lotterhos & Henley, PLLC scores strongest on timely response (82/100 percentile-benchmarked) and weakest on relief provided (47/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

66 /100 grade C

Relief provided

47 / 100 percentile-benchmarked

10% of complaints closed with relief to the consumer

Timely response

82 / 100 percentile-benchmarked

90% of complaints answered inside the CFPB 15-day window

Closed with explanation

82 / 100 percentile-benchmarked

90% of complaints closed with an explanation to the consumer

How 20 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 90.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Henley, Lotterhos & Henley, PLLC complaint mix by product

Total complaints: 20

Henley, Lotterhos & Henley, PLLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 20 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 17 complaints (85.0%), resolution 5.9% Debt collection 85.0% Vehicle loan: 1 complaints (5.0%), resolution 0.0% Credit card: 1 complaints (5.0%), resolution 100.0% Consumer Loan: 1 complaints (5.0%), resolution 0.0%
  • Debt collection 17 85.0% – 6% relief
  • Vehicle loan 1 5.0% – 0% relief
  • Credit card 1 5.0% – 100% relief
  • Consumer Loan 1 5.0% – 0% relief

How Henley, Lotterhos & Henley, PLLC's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 17
Vehicle loan or lease 1
Credit card 1
Consumer Loan 1

Henley, Lotterhos & Henley, PLLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-50% vs 2013
012345 2013201420152016201720222023202420252026 1

Top States

State Complaints
MS 20

Top Issues

Issue Complaints
Attempts to collect debt not owed 5
Took or threatened to take negative or legal action 4
False statements or representation 2
Communication tactics 2
Taking/threatening an illegal action 2
Struggling to pay your loan 1
Written notification about debt 1
Identity theft / Fraud / Embezzlement 1
Problems when you are unable to pay 1
Cont'd attempts collect debt not owed 1

Yearly Trend

Year Complaints Timely
2013 2 100%
2014 1 100%
2015 2 50%
2016 3 66.7%
2017 1 100%
2022 2 100%
2023 4 100%
2024 3 100%
2025 1 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

Henley, Lotterhos & Henley, PLLC filings cluster in one product

Henley, Lotterhos & Henley, PLLC's 20 logged complaints stay concentrated: only 1 state shows a filing. Only 35% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-08.

Henley, Lotterhos & Henley, PLLC answers 90% of complaints inside the CFPB's tracked window and closes 90% with a written explanation. 10% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Henley, Lotterhos & Henley, PLLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Henley, Lotterhos & Henley, PLLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Henley, Lotterhos & Henley, PLLC (90% timely; 10% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration