CFPB · Single-product concentration

Heavner, Beyers & Mihlar LLC

22 CFPB complaints · 72.7% in "Debt collection" · top issue Attempts to collect debt not owed.

22 CFPB complaints

Heavner, Beyers & Mihlar LLC: 72.7% of 22 CFPB complaints sit in "Debt collection". Timely 86.4% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2015 to 2026

CFPB relief outcome brief

CCDB company heavner-beyers-mihlar-llc

0% relief · 86.4% timely · 22 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Heavner, Beyers & Mihlar LLC(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Heavner, Beyers & Mihlar LLC and nearest filing-volume peers

Heavner, Beyers & Mihlar LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Heavner, Beyers & Mihlar LLC scores strongest on closed with explanation (83/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

44 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

76 / 100 percentile-benchmarked

86.4% of complaints answered inside the CFPB 15-day window

Closed with explanation

83 / 100 percentile-benchmarked

90.9% of complaints closed with an explanation to the consumer

Most of Heavner, Beyers & Mihlar LLC's 22 filings include narrative text

54.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 86.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Heavner, Beyers & Mihlar LLC complaint mix by product

Total complaints: 22

Heavner, Beyers & Mihlar LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 22 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 16 complaints (72.7%), resolution 0.0% Debt collection 72.7% Mortgage: 6 complaints (27.3%), resolution 0.0% Mortgage 27.3%
  • Debt collection 16 72.7% – 0% relief
  • Mortgage 6 27.3% – 0% relief

How Heavner, Beyers & Mihlar LLC's 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 16
Mortgage 6

Concentrated filing states for Heavner, Beyers & Mihlar LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
90.9% of this company's filings
IL20MO1FL1

Heavner, Beyers & Mihlar LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2015
0123456 20152016201820212023202420252026 3

Top States

State Complaints
IL 20
MO 1
FL 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 7
False statements or representation 4
Struggling to pay mortgage 4
Took or threatened to take negative or legal action 3
Threatened to contact someone or share information improperly 1
Loan modification,collection,foreclosure 1
Loan servicing, payments, escrow account 1
Improper contact or sharing of info 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 3 100%
2018 2 100%
2021 1 100%
2023 5 100%
2024 3 100%
2025 4 100%
2026 3 0%

Source: CFPB Consumer Complaint Database

Heavner, Beyers & Mihlar LLC filings cluster in one product

Heavner, Beyers & Mihlar LLC's 22 logged complaints stay concentrated: only 3 states show a filing. 54.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-05-27.

Heavner, Beyers & Mihlar LLC answers 86.4% of complaints inside the CFPB's tracked window and closes 90.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Heavner, Beyers & Mihlar LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Heavner, Beyers & Mihlar LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Heavner, Beyers & Mihlar LLC (86.4% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration