Goldcar Lending Inc.
56 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Goldcar Lending Inc. complaint mix by product
- Vehicle loan 17 30.4% – 0% relief
- Debt collection 17 30.4% – 0% relief
- Credit reporting 16 28.6% – 0% relief
- Credit reporting, 6 10.7% – 17% relief
How Goldcar Lending Inc.'s 56 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 17 |
| Debt collection | 17 |
| Credit reporting or other personal consumer reports | 16 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
Top States
| State | Complaints |
|---|---|
| GA | 30 |
| AL | 22 |
| TX | 1 |
| PA | 1 |
| FL | 1 |
| VA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 15 |
| Repossession | 10 |
| Took or threatened to take negative or legal action | 10 |
| Problem with a company's investigation into an existing problem | 4 |
| Managing the loan or lease | 4 |
| Improper use of your report | 3 |
| False statements or representation | 3 |
| Attempts to collect debt not owed | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Written notification about debt | 2 |
| Struggling to pay your loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 3 | 0% |
| 2020 | 3 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 3 | 33.3% |
| 2024 | 6 | 0% |
| 2025 | 25 | 0% |
| 2026 | 14 | 7.1% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Goldcar Lending Inc.
Goldcar Lending Inc.'s 56 logged complaints stay concentrated: only 6 states show a filing on record. Only 28.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2018 through 2026-06-25.
Goldcar Lending Inc. answers 12.5% of complaints inside the CFPB's tracked window and closes 14.3% with a written explanation. 1.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Goldcar Lending Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Goldcar Lending Inc. have?
56, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Goldcar Lending Inc. respond to complaints on time?
12.5% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Goldcar Lending Inc.?
"Incorrect information on your report", filed under the "Vehicle loan or lease" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.