CFPB · Diversified product mix
Goldcar Lending Inc.
56 CFPB complaints · diversified mix (top product 30.4%) · top issue Incorrect information on your report.
Goldcar Lending Inc.: top product "Vehicle loan or lease" is only 30.4% of 56 - multi-bucket mix. Timely 12.5% · relief 1.8%. Allegations, not findings.
- Diversified product mix
- +366.7% filings 2018 to 2026
CFPB relief outcome brief
CCDB company goldcar-lending-inc
1.8% relief · 12.5% timely · 56 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: TAG Intermediate Holding Company, LLC (1.8% relief)
Goldcar Lending Inc. closes 1.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 56 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Goldcar Lending Inc. complaint mix by product
- Vehicle loan 17 30.4% – 0% relief
- Debt collection 17 30.4% – 0% relief
- Credit reporting 16 28.6% – 0% relief
- Credit reporting, 6 10.7% – 17% relief
How Goldcar Lending Inc.'s 56 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 17 |
| Debt collection | 17 |
| Credit reporting or other personal consumer reports | 16 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
Concentrated filing states for Goldcar Lending Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 53.6% of this company's filings
Goldcar Lending Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 14
- +366.7% vs 2018
Top States
| State | Complaints |
|---|---|
| GA | 30 |
| AL | 22 |
| TX | 1 |
| PA | 1 |
| FL | 1 |
| VA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 15 |
| Repossession | 10 |
| Took or threatened to take negative or legal action | 10 |
| Problem with a company's investigation into an existing problem | 4 |
| Managing the loan or lease | 4 |
| Improper use of your report | 3 |
| False statements or representation | 3 |
| Attempts to collect debt not owed | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Written notification about debt | 2 |
| Struggling to pay your loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 3 | 0% |
| 2020 | 3 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 3 | 33.3% |
| 2024 | 6 | 0% |
| 2025 | 25 | 0% |
| 2026 | 14 | 7.1% |
Source: CFPB Consumer Complaint Database
Goldcar Lending Inc. spreads across product buckets
Goldcar Lending Inc.'s 56 logged complaints stay concentrated: only 6 states show a filing. Only 28.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2018 through 2026-06-25.
Goldcar Lending Inc. answers 12.5% of complaints inside the CFPB's tracked window and closes 14.3% with a written explanation. 1.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Goldcar Lending Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Goldcar Lending Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 56.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 12.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Goldcar Lending Inc. (12.5% timely; 1.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix