CFPB · Single-product concentration
Gold Key Credit, Inc.
274 CFPB complaints · 90.5% in "Debt collection" · top issue Cont'd attempts collect debt not owed.
Gold Key Credit, Inc.: 90.5% of 274 CFPB complaints sit in "Debt collection". Timely 97.4% · relief 67.5%. Allegations, not findings.
- Single-product concentration
- -87.5% filings 2013 to 2021
CFPB relief outcome brief
CCDB company gold-key-credit-inc
67.5% relief · 97.4% timely · 274 filings · Debt collection
Same-product relief peers
Nearest relief peer: The CMI Group, Inc. (68.1% relief)
Gold Key Credit, Inc. closes 67.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 274 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Gold Key Credit, Inc. complaint mix by product
- Debt collection 248 90.5% – 65% relief
- Credit reporting, 26 9.5% – 89% relief
How Gold Key Credit, Inc.'s 274 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 248 |
| Credit reporting, credit repair services, or other personal consumer reports | 26 |
Concentrated filing states for Gold Key Credit, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 55.5% of this company's filings
Gold Key Credit, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2021
- 1
- -87.5% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 152 |
| NY | 48 |
| OH | 18 |
| NJ | 10 |
| GA | 10 |
| MI | 5 |
| AL | 4 |
| CA | 4 |
| LA | 4 |
| CO | 2 |
| IL | 2 |
| WA | 2 |
| ME | 2 |
| CT | 1 |
| UT | 1 |
| IA | 1 |
| DC | 1 |
| AZ | 1 |
| IN | 1 |
| MD | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 66 |
| Attempts to collect debt not owed | 60 |
| Disclosure verification of debt | 45 |
| Written notification about debt | 39 |
| Incorrect information on your report | 17 |
| False statements or representation | 15 |
| Communication tactics | 13 |
| Took or threatened to take negative or legal action | 7 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Improper contact or sharing of info | 3 |
| Credit monitoring or identity theft protection services | 2 |
| Unexpected or other fees | 2 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 8 | 100% |
| 2014 | 26 | 100% |
| 2015 | 32 | 100% |
| 2016 | 47 | 100% |
| 2017 | 59 | 100% |
| 2018 | 78 | 100% |
| 2019 | 18 | 94.4% |
| 2020 | 5 | 0% |
| 2021 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Gold Key Credit, Inc. filings cluster in one product
Gold Key Credit, Inc.'s 274 logged complaints stay concentrated: only 23 states show a filing. Only 39.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2021-02-05.
Gold Key Credit, Inc. answers 97.4% of complaints inside the CFPB's tracked window and closes 29.9% with a written explanation. 67.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Gold Key Credit, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Gold Key Credit, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 274.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Gold Key Credit, Inc. (97.4% timely; 67.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration