CFPB · Single-product concentration
Full Circle Financial Services, LLC
31 CFPB complaints · 77.4% in "Debt collection" · top issue Written notification about debt.
Full Circle Financial Services, LLC: 77.4% of 31 CFPB complaints sit in "Debt collection". Timely 90.3% · relief 0%. Allegations, not findings.
- Single-product concentration
- +200% filings 2014 to 2026
CFPB relief outcome brief
CCDB company full-circle-financial-services-llc
0% relief · 90.3% timely · 31 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Full Circle Financial Services, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Full Circle Financial Services, LLC's 31 filings include narrative text
51.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Full Circle Financial Services, LLC complaint mix by product
- Debt collection 24 77.4% – 0% relief
- Credit reporting, 5 16.1% – 0% relief
- Credit reporting 2 6.5% – 0% relief
How Full Circle Financial Services, LLC's 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 24 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Credit reporting or other personal consumer reports | 2 |
Where Full Circle Financial Services, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 12.9% of this company's filings
Full Circle Financial Services, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2014
Top States
| State | Complaints |
|---|---|
| CA | 4 |
| AZ | 3 |
| TX | 3 |
| FL | 2 |
| TN | 2 |
| OH | 2 |
| DE | 1 |
| NC | 1 |
| GA | 1 |
| IN | 1 |
| IL | 1 |
| SC | 1 |
| VT | 1 |
| WA | 1 |
| KS | 1 |
| CO | 1 |
| NY | 1 |
| UNITED STATES MINOR OUTLYING ISLANDS | 1 |
| MI | 1 |
| AL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Written notification about debt | 7 |
| False statements or representation | 5 |
| Incorrect information on your report | 5 |
| Attempts to collect debt not owed | 3 |
| Cont'd attempts collect debt not owed | 3 |
| Took or threatened to take negative or legal action | 2 |
| Communication tactics | 2 |
| Improper use of your report | 2 |
| Improper contact or sharing of info | 1 |
| Disclosure verification of debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 2 | 0% |
| 2016 | 3 | 66.7% |
| 2018 | 5 | 100% |
| 2019 | 1 | 100% |
| 2020 | 1 | 100% |
| 2021 | 4 | 100% |
| 2022 | 1 | 100% |
| 2023 | 2 | 100% |
| 2024 | 2 | 100% |
| 2025 | 6 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Full Circle Financial Services, LLC filings cluster in one product
Full Circle Financial Services, LLC's 31 logged complaints stay concentrated: only 21 states show a filing. 51.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-05-29.
Full Circle Financial Services, LLC answers 90.3% of complaints inside the CFPB's tracked window and closes 96.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Full Circle Financial Services, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Full Circle Financial Services, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 31.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 90.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Full Circle Financial Services, LLC (90.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration