CFPB · Single-product concentration

First Step Group, LLC

35 CFPB complaints · 94.3% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

35 CFPB complaints

First Step Group, LLC: 94.3% of 35 CFPB complaints sit in "Debt collection". Timely 82.9% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -85.7% filings 2014 to 2024

CFPB relief outcome brief

CCDB company first-step-group-llc

0% relief · 82.9% timely · 35 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

First Step Group, LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among First Step Group, LLC and nearest filing-volume peers

First Step Group, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 35 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 82.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

First Step Group, LLC complaint mix by product

Total complaints: 35

First Step Group, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 35 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 33 complaints (94.3%), resolution 0.0% Debt collection 94.3% Credit card: 1 complaints (2.9%), resolution 0.0% Mortgage: 1 complaints (2.9%), resolution 0.0%
  • Debt collection 33 94.3% 0% relief
  • Credit card 1 2.9% 0% relief
  • Mortgage 1 2.9% 0% relief

How First Step Group, LLC's 35 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 33
Credit card 1
Mortgage 1

Where First Step Group, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
14.3% of this company's filings
CA5FL5TX3MD3NY2NC2VA2WA2

First Step Group, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2024
1
-85.7% vs 2014
051015 201420152016201720182024 1

Top States

State Complaints
CA 5
FL 5
TX 3
MD 3
NY 2
NC 2
VA 2
WA 2
PA 2
ME 2
NJ 2
ND 1
ID 1
MI 1
CT 1
IL 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 12
Disclosure verification of debt 9
Communication tactics 5
Improper contact or sharing of info 2
False statements or representation 2
Took or threatened to take negative or legal action 1
Attempts to collect debt not owed 1
Taking/threatening an illegal action 1
Delinquent account 1
Trouble during payment process 1

Yearly Trend

Year Complaints Timely
2014 7 85.7%
2015 11 90.9%
2016 13 92.3%
2017 2 50%
2018 1 0%
2024 1 0%

Source: CFPB Consumer Complaint Database

First Step Group, LLC filings cluster in one product

First Step Group, LLC's 35 logged complaints stay concentrated: only 16 states show a filing. Only 17.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2024-03-02.

First Step Group, LLC answers 82.9% of complaints inside the CFPB's tracked window and closes 91.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Step Group, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for First Step Group, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for First Step Group, LLC (82.9% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration