CFPB · Narrative-heavy record

First Consumer, LLC

5 CFPB complaints · 40% with narratives · top issue Dealing with my lender or servicer.

5 CFPB complaints

First Consumer, LLC: 40% of 5 filings include consumer narratives. Timely 40% · relief 40% · top product Student loan. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2016 to 2025

CFPB relief outcome brief

CCDB company first-consumer-llc

40% relief · 40% timely · 5 filings · Student loan

Nearest relief peer: Brelvis Consulting, LLC (44.9% relief)

First Consumer, LLC (this)40%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among First Consumer, LLC and nearest filing-volume peers

First Consumer, LLC closes 40% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 40.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 40.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

First Consumer, LLC complaint mix by product

Total complaints: 5

First Consumer, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 3 complaints (60.0%), resolution 33.3% Student loan 60.0% Debt collection: 1 complaints (20.0%), resolution 0.0% Debt collection 20.0% Other financial: 1 complaints (20.0%), resolution 100.0% Other financial 20.0%
  • Student loan 3 60.0% 33% relief
  • Debt collection 1 20.0% 0% relief
  • Other financial 1 20.0% 100% relief

How First Consumer, LLC's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 3
Debt collection 1
Other financial service 1

Concentrated filing states for First Consumer, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PR
40% of this company's filings
PR2NY1RI1

First Consumer, LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2016
0.511.522.533.5 201620172025 1

Top States

State Complaints
PR 2
NY 1
RI 1

Top Issues

Issue Complaints
Dealing with my lender or servicer 2
Took or threatened to take negative or legal action 1
Dealing with your lender or servicer 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2016 1 0%
2017 3 66.7%
2025 1 0%

Source: CFPB Consumer Complaint Database

First Consumer, LLC's narrative-rich complaint ledger

First Consumer, LLC's 5 logged complaints stay concentrated: only 3 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2025-10-02.

First Consumer, LLC answers 40% of complaints inside the CFPB's tracked window and closes 20% with a written explanation. 40% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Dealing with my lender or servicer."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Consumer, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for First Consumer, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for First Consumer, LLC (40% timely; 40% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record