CFPB · Mid-pack CFPB posture
First Class Autos Inc
6 CFPB complaints · 5 states · top issue Took or threatened to take negative or legal action.
First Class Autos Inc has 6 consumer complaints in the CFPB public database. Timely response is 16.7%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +100% filings 2015 to 2026
CFPB relief outcome brief
CCDB company first-class-autos-inc
0% relief · 16.7% timely · 6 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
First Class Autos Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
First Class Autos Inc complaint mix by product
- Debt collection 3 50.0% – 0% relief
- Vehicle loan 1 16.7% – 0% relief
- Credit reporting 1 16.7% – 0% relief
- Consumer Loan 1 16.7% – 0% relief
How First Class Autos Inc's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 3 |
| Vehicle loan or lease | 1 |
| Credit reporting or other personal consumer reports | 1 |
| Consumer Loan | 1 |
Where First Class Autos Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 33.3% of this company's filings
First Class Autos Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- +100% vs 2015
Top States
| State | Complaints |
|---|---|
| FL | 2 |
| AL | 1 |
| MN | 1 |
| TX | 1 |
| NC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 2 |
| Repossession | 1 |
| Improper use of your report | 1 |
| Attempts to collect debt not owed | 1 |
| Problems when you are unable to pay | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2024 | 2 | 0% |
| 2025 | 1 | 0% |
| 2026 | 2 | 0% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about First Class Autos Inc
First Class Autos Inc's 6 logged complaints stay concentrated: only 5 states show a filing. Only 16.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-04-17.
First Class Autos Inc answers 16.7% of complaints inside the CFPB's tracked window and closes 16.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Class Autos Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for First Class Autos Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 6.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 16.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for First Class Autos Inc (16.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture